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Youssef Ebied, Banking Sales Officer

Youssef Ebied

Banking Sales Officer·Akiko Global Commercial

Bahrain

Bachelor's degree, Finance

Work experience

Total years of experience: 8 years, 6 months

Banking Sales Officer

September 2025 - March 2026

Akiko Global Commercial

Dubai, United Arab Emirates

September 2025 - March 2026

• Driven the sales of retail banking products, focusing on Personal Loans and Credit
Cards, achieving consistently high conversion rates.
• Identified and prospected new business opportunities within the UAE market
through strategic networking and lead generation.
• Conducted initial financial assessments to ensure applicants met bank eligibility
criteria before submission.
• Managed the end-to-end application process, ensuring all documentation was
accurate and compliant with UAE banking regulations.
Company industry:
Banking
Job role:
Banking

Banking Sales Officer

June 2025 - September 2025

JCPL (JBP Commercial Brokers)

Dubai, United Arab Emirates

June 2025 - September 2025

• Specialized in marketing Personal Loans and Credit Cards for partner financial
institutions.
• Built and maintained a robust pipeline of potential clients through cold calling
and direct marketing efforts.
• Provided expert advice to clients on interest rates, repayment plans, and card
benefits to enhance customer satisfaction.
• Coordinated with bank representatives to ensure timely processing and approval
of applications.
Company industry:
Financial Services
Job role:
Banking

Credit Analyst

November 2023 - May 2025

Banque Misr

Hurghada, Egypt

November 2023 - May 2025

•
Analyzed credit applications for individual and corporate clients.
• Prepared creditworthiness evaluation reports and provided data-driven
recommendations.
• Reviewed clients financial status and developed repayment plans.
• Collaborated with risk and compliance teams to ensure procedural integrity.
• Identified suspicious activities and contributed to financial fraud prevention.
Company industry:
Banking
Job role:
Finance and Investment

Teller

October 2022 - November 2023

Banque Misr

Hurghada, Egypt

October 2022 - November 2023

• Delivered fast and accurate cash handling services under high-volume conditions.
• Built strong customer relationships and improved client satisfaction.
• Cross-sold banking products (cards, accounts, services) to meet targets.
Company industry:
Banking
Job role:
Banking

Credit Sales Specialist

January 2020 - October 2022

Banque Misr

Hurghada, Egypt

January 2020 - October 2022

• Marketed banking products: personal loans, credit cards, and auto loans.
•
Analyzed client files to ensure compliance with credit standards.
• Performed cross-selling and achieved high sales targets.
Company industry:
Banking
Job role:
Sales

Branch Accountant

March 2019 - December 2019

Matager for Engineering and Trading

Hurghada, Egypt

March 2019 - December 2019

Company industry:
Sales Outsourcing
Job role:
Accounting and Auditing

Customer Service Specialist

January 2018 - March 2019

Vodafone (Senzo Mall)

Hurghada, Egypt

January 2018 - March 2019

Company industry:
Telecommunications
Job role:
Customer Service and Call Center

Night Auditor

October 2017 - December 2017

Hilton Resort

Hurghada, Egypt

October 2017 - December 2017

Company industry:
Hospitality & Accomodation
Job role:
Accounting and Auditing

Education

Modern University for Technology and Information (MTI)

January 2017

January 2017

Bachelor's degree, Finance

Egypt

GPA (point): 2.8 out of 4

GPA (point): 2.8 out of 4

View attachment

Skills

BANKING
Intermediate
BANKING
Intermediate
BUSINESS NETWORKING
Intermediate
BUSINESS NETWORKING
Intermediate
CUSTOMER RELATIONSHIP MANAGEMENT
Intermediate
CUSTOMER RELATIONSHIP MANAGEMENT
Intermediate
ENTREPRENEURSHIP
Intermediate
ENTREPRENEURSHIP
Intermediate
FINANCIAL ANALYSIS
Intermediate
FINANCIAL ANALYSIS
Intermediate
FINANCIAL SERVICES
Intermediate
FINANCIAL SERVICES
Intermediate
LEAD GENERATION
Intermediate
LEAD GENERATION
Intermediate
LOANS
Intermediate
LOANS
Intermediate
RETAIL BANKING
Intermediate
RETAIL BANKING
Intermediate
SALES
Intermediate
SALES
Intermediate
Sales Representatives
Expert
Sales Representatives
Expert
Marketing
Expert
Marketing
Expert
Management
Expert
Management
Expert
Microsoft Excel
Expert
Microsoft Excel
Expert
Microsoft Office
Expert
Microsoft Office
Expert
Customer Service
Expert
Customer Service
Expert

Languages

Arabic
Beginner
English
Beginner

Training and Certifications

Certifications
Fraud Risk Training
Regulatory Compliance
FATCA Compliance
Certified Credit Risk Management Expert (CUERME)
Fraud Risk Training
Customer Rights Protection
English Verbal Communication
Sustainability
SME Finance
Corporate Governance
Detection of Counterfeit Currency and Documents
Sustainability
Certified SME Practitioner
Certified Banker
Compliance, Anti-Money Laundering (AML), and CTF
Financial Institutions Compliance
Advanced Financial Crimes
Data Analysis
SME Finance
Cross Selling - Sales Expertise

Hobbies

  • football reading swimming