Youssef Majzoub, Deputy Head of Unit-Middle Market Department

Youssef Majzoub

Deputy Head of Unit-Middle Market Department

Byblos Bank

Location
Lebanon - Saidon
Education
Master's degree, Bussiness Adminstration
Experience
22 years, 7 Months

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Work Experience

Total years of experience :22 years, 7 Months

Deputy Head of Unit-Middle Market Department at Byblos Bank
  • Lebanon - Saidon
  • My current job since July 2005

-Acts as back up and replaces Head of Unit in case of absence.
-Assist in coordinating the unit efforts to develop and meet portfolio set objectives.
-Manage Top Key accounts.
-Train and enhance unit members' credit and portfolio management skills.
-Validate and Improve the quality of Credit write-ups.
-Assisit in supervising the unit daily operations and transactions.
-Assit in ensuring timely portfo;io reviews and processing of transactions.
-Assist in ensuring early problematic accounts and negociate needed restructuring.
-Assist in coordinating client visits with unit members to stay close to unit's clients base and markets.
-Assist in submitting on time the required reports as required by Central and International Credit Committe.
-Assist in representing the Bank at social events.

Credit Officer at Bank Beirut and the Arab Countries
  • Lebanon - Saidon
  • June 2003 to June 2005

-Commercial bank lending, Account and Relationship Management.
-Preperation of all credit proposals and financial analysis.
-Risk Identification and management.
-Tailoring approriate facilities and presenting credits for approval.
-Analyzing critical accounts and matters(i.elitigation, allowance for doubtful accounts, and classification of accounts)

Graduate Assistant (Computer center Supervisor) at Lebanese American University
  • Lebanon - Beirut
  • October 2002 to December 2004

1-Assisting students in computer assignments on excel, Powerpoint, Access, Spss.
2-Correcting student's assignments.

Assistant credit officer and customer service at Jammal Trust Bank
  • Lebanon - Saidon
  • October 2001 to October 2003

-Delivering high quality services to customers .
-Issuing checks, letters of guarantee and credit card services.
-Assisting clients in preparing and filing a variety of governmental filings and registration.
-Representing Trust insurance company at the branch (i.e. issuing personal, motor vehicle, medical an life insurance polices)
-Reconciling the bank’s account with Central bank Statement.
-Preparing and exchanging checks at the clearing room.

Education

Master's degree, Bussiness Adminstration
  • at Lebanese American University
  • January 2004
Bachelor's degree, Computer science
  • at American University of Beirut
  • June 2001
High school or equivalent, BacII:Experimental Sciences
  • at Al Qualaa Secondary School
  • June 1998

Specialties & Skills

Customer Relations
Risk Analysis
Business Development
Bank Relationship Management
Credit Analysis
MS WORD, Excel, Access, HTML,Frontpage,Dreamweaver

Languages

Arabic
Expert
English
Expert

Training and Certifications

(Training)
Credit (Training)
Training Institute:
Lebanese Banks Association
Date Attended:
August 2006
Stategic Planning (Training)
Training Institute:
US Chamber of Commerce
Date Attended:
April 2007
Credit Management (Training)
Training Institute:
6sigma Management Consultancy
Date Attended:
January 2007
Securities (Training)
Training Institute:
IMEF
Date Attended:
June 2008
Effective Personal Productivity (Training)
Training Institute:
Leadership Management International(LMI)
Date Attended:
October 2012