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Zacharias Mathew, Group Accounting Manager - Retail

Zacharias Mathew

Group Accounting Manager - Retail·ALMED Retail General Trading LLC

United Arab Emirates

Master's degree, CMA

Work experience

Total years of experience: 27 years, 5 months

Group Accounting Manager - Retail

July 2016 - Present

ALMED Retail General Trading LLC

Dubai, United Arab Emirates

July 2016 - Present

• Providing commercial and financial support to Senior Management with necessary financial forecasts, reports and insights facilitating business critical decisions
• Preparing budget and forecast for the individual business units and implementing performance rating measures for respective units.
• Responsible of preparing feasibility study for expanding new concept outlets and strategic investments.
• Review business processes and correlate them to IT systems, processes. Identify areas of automation and cost savings and improving operational efficiencies.
• Making appropriate recommendations for business process improvements to improve efficiency within the Finance team.
• Ensuring timely preparation and in-depth analyses of monthly reports of results, quarterly forecasts, annual Budget, and strategic planning.
• Responsible for planning and managing cash flow, ensuring financial transactions are authorized, controlled and recorded.
• Formulating and reviewing policies, procedures and division operations to ensure compliance with international laws and regulatory standards
• Develop and support strong external relationships with bankers, legal counsel and auditors

Company industry:
Retail & Wholesale
Job role:
Accounting and Auditing

Finance Manager

July 2013 - June 2016

Al Futtaim Electronics - PLUG INS

Dubai, United Arab Emirates

July 2013 - June 2016

• Assigned responsibility of managing financial accounting, monitoring and reporting systems
• Provided consolidated monthly reconciliation of revenues and expenses with variation explanations and analysis to the Management
• Responsible of preparing feasibility study for expanding retail outlets
• Conducting reviews and evaluations for cost-reduction opportunities
• Controlling income, cash flow and expenditure and managing budgets
• Liaise and coordinating with auditors to carry out annual audit
• Collating, preparing and interpreting reports, budgets, accounts, commentaries and financial statements within deadlines
• Undertaking strategic analysis and assisting with strategic planning
• Advising management regarding accounting processes, findings and financial performance
• Formulating and reviewing policies, procedures and division operations to ensure compliance with international laws and regulatory standards
• Managing a company's financial accounting, monitoring and reporting systems

Company industry:
Retail & Wholesale
Job role:
Finance and Investment

Acting Head of Finance - Al Futtaim Electronics

June 2015 - January 2016

Al Futtaim Company LLC

Dubai, United Arab Emirates

June 2015 - January 2016

Al Futtaim Electronics - Panasonic, Toshiba, Aftron, Plug Ins, Techserve, B2B - LG, Hisense, DLink
• Collating, preparing and interpreting reports, budgets, accounts, commentaries and financial statements within deadlines.
• Undertaking strategic analysis and assisting with strategic planning.
• Developing financial management mechanisms that minimize financial risk.
• Preparation of feasibility study for expanding and acquiring distribution rights.
• Advised management regarding accounting processes, findings, and financial performance.
• Evaluated policies, procedures, and division operations to ensure compliance with international laws and regulatory standards.

Company industry:
Distribution, Supply Chain & Logistics
Job role:
Accounting and Auditing

Treasury Manager - Retail Division

May 2007 - June 2013

Al Futtaim Company LLC

Dubai, United Arab Emirates

May 2007 - June 2013

Retail Division - Marks & Spencer, Ikea, Plug Ins, ACE, Toys R Us, Intersport, GUESS, Esprit & Sandgate
• Managing the Working Capital requirements for Retail Division. Preparation and implementation of a process of levying penal interest on the excess utilization of Working Capital compared to Budgets.
• Implementation of hedging policy for Retail Division to ensure the management of the foreign exchange requirements.
• Implementation of the Strategy for Pooling of funds of Retail Division to ensure the effective management of funds.
• Management and allotment of the funding facilities between all Businesses under Retail Division and responsible for fixing the Intercompany Borrowing rates.
• Managing the Daily Bank Position of Retail Division and providing the status report to Group Treasury.
• Identifying the banking requirements and liaison with Banks for the implementation and smooth operation of the same.
• Identifies new opportunities to reduce costs or develop new services for business.
• Preparation of Cash Forecast on a Weekly basis for Retail Division and variance analysis with the actual Cash Flow.
• Management and supervision of the day to day functioning of the Treasury Department for Retail Division

Company industry:
Retail & Wholesale
Job role:
Accounting and Auditing

Chief Accountant

October 2003 - April 2007

M/s Horizon Aluminum Industries LLC

Dubai, United Arab Emirates

October 2003 - April 2007

• Creation of the chart of Accounts, systems and the manuals of the organization
• Preparation of the various forms for the proper installation of the systems and checking the proper adherence as per the company policy
• Preparation of budgets and forecasts and report to the management the variances with the actual along with remedial action to be taken.
• Prepare, examine, analyses accounting records, financial statements, and other financial reports to assess accuracy and finalizing the accounts.
• Bank Reconciliation, Creditors Reconciliation & Debtors Reconciliation
• Liaise and responsible for both internal and external audit of the company, interact with auditors and conduct audit of all payments and ensure adherence to company’s policies
• Prepare Cash & Fund Flow Statements, Sales Report and MIS Report.
• Report to management regarding the finances of establishment.
• Manage documentation for Import such as Letter of Credit
• Liaise with Banks for General Credit Facilities for the company and the preparation of the feasibility studies for Project Financing Facilities from the Banks.
• Supervising the day to day functioning of Accounts & Personnel Department.

Company industry:
Civil Engineering
Job role:
Accounting and Auditing

Accountant

September 2001 - October 2003

M/s Emirates Lube Oil Co. Ltd

Sharjah, United Arab Emirates

September 2001 - October 2003

• Accounting of Receipts & Payments
• Preparation of Sales Report & Cash Flow Statements
• Bank Reconciliation, Creditors Reconciliation & Debtors Reconciliation
• Report to management regarding the finances of establishment.
• Laison with Banks
• Disbursement of Salaries
• Maintaining Petty Cash

Company industry:
Lubricants & Greases Blending
Job role:
Accounting and Auditing

Account Executive

August 2000 - March 2001

M/s. Indusind Entertainment Limited

Mumbai, India

August 2000 - March 2001

• Finalization of accounts and Accounts writing
• Handle payments (out going), attend payment enquiries, handle suppliers, and maintain books of accounts.
• Report to management regarding the finances of establishment.
• Bank Reconciliation, Creditors Reconciliation & Debtors Reconciliation
• Preparation of Working Capital & Taxation Matters

Company industry:
Media Production
Job role:
Accounting and Auditing

Audit Officer

October 1997 - July 1998

M/s. Piyush Kanabar & Co. Chartered Accountants

Mumbai, India

October 1997 - July 1998

• Manage Audit of various Companies, Banks, Insurance Companies
• Plan, perform and coordinate special investigation, interim audits and due diligence studies.
• Perform audits and issue audit reports, final balance sheets and financial statements for corporate companies.
• Finalization of accounts
• Preparation of Working Capital & Taxation Matters

Company industry:
Accounting
Job role:
Accounting and Auditing

Audit Officer

August 1996 - September 1997

M/s. Hotel Singh’s International

Mumbai, India

August 1996 - September 1997

• Audit of the Receipts and Payments
• Checking and verification of the internal controls for the company.
• Checking the proper adherence of the systems as per company policy.
• Plan, perform and coordinate special investigation, and due diligence studies
• Preparation and submission of Internal Audit Report to the management

Company industry:
Hospitality & Accomodation
Job role:
Accounting and Auditing

Education

Institute of Management Accountants (US)

January 2021

January 2021

Master's degree, CMA

United States

Institute of Chartered Accountants of India

July 2012

July 2012

Master's degree, ACA

India

Chartered Accountant
View attachment

Mahatma Gandhi University

April 1993

April 1993

Bachelor's degree, BCom

India

Skills

Focus
Intermediate
Focus
Intermediate
Microsoft Excel , Word & Power Point
Intermediate
Microsoft Excel , Word & Power Point
Intermediate
Tally
Intermediate
Tally
Intermediate
SAP
Intermediate
SAP
Intermediate
Great Plains Dynamics
Intermediate
Great Plains Dynamics
Intermediate

Languages

English

Expert

Hindi

Intermediate

Malayalam

Intermediate

Memberships

Institute of Chartered Accountants of India

ACA

April 2013