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Abdallah El Khatib, Transformation and Innovation Officer

Abdallah El Khatib

Transformation and Innovation Officer·Sharjah Islamic Bank

United Arab Emirates

Master's degree, Business and Entrepreneurship

Work experience

Total years of experience: 15 years, 7 months

Transformation and Innovation Officer

December 2023 - Present

Sharjah Islamic Bank

Sharjah, United Arab Emirates

December 2023 - Present

-Lead transformation through BRDs and CRs, guiding departments to adopt automation while upholding Islamic banking standards.
- Innovate processes with technology, ensuring Sharia compliance and operational efficiency.
- Collaborate across teams to assess workflows and implement seamless transitions to new systems.

Company industry:
Islamic Banking
Job role:
Banking

Officer - Credit Administration Department

May 2018 - Present

Sharjah Islamic Bank

Sharjah, United Arab Emirates

May 2018 - Present

+ Checking and Reviewing the facility files & ensure all required security and documents for the Retail Credit Facilities of individual borrowers obtained and fit to RCD terms & condition approval prior disbursement of the facility.
+Follow-up on the timely receipt of all discrepancies to be rectifies by the related Branch.
+Address any deficiencies brought out in the audit process for early rectification & to ensure the non-recurrence of such lapses in the future.
+Maintain the Records of Temporary and Permanent Release of Securities.
+Maintain the VHM Mortgages transactions using MOI & RTA system.

Company industry:
Banking
Job role:
Banking

Credit Analyst

November 2014 - April 2018

Abu Dhabi Islamic Bank

Sharjah, United Arab Emirates

November 2014 - April 2018

Compare liquidity, profitability, and credit history of individuals to determine risk. Generate financial ratios, to evaluate the customer’s financial status. Minimize bad debt risk and maximize accounts receivable collections. Complete the customer’s loan applications with the credit analyses summary of the requested loan, and submit it to the loan committees for approval.

Company industry:
Banking
Job role:
Finance and Investment

Marketing Executive

August 2013 - October 2014

Emerging Technologies

United Arab Emirates

August 2013 - October 2014

Healthcare Division; Provide market studies upon request by the Marketing Director by using marketing skills such as Market research, and Market analysis. Prepare a presentation to show my results in a professional manor.

Sales Division; Prepare brochures that provide the necessary information in a tidy and good looking manor. Lead generation to help the Sales Team find new clients to find a better quality of leads and assist the salesmen in achieving their targets.

Company industry:
IT Services
Job role:
Marketing and PR

Sales Administrator

December 2010 - August 2013

Emerging Technologies

United Arab Emirates

December 2010 - August 2013

Sales Administrator Dec 2010 - Aug 2013
Emerging Technologies/Cassells IT, Abu Dhabi

Responsible for entering sales to the system, arranging targets to sales representatives, making monthly sales spreadsheets, handling clients and trying to assist them with their issues or needs, And following up with the sales team to insure that the sales are done.

Company industry:
IT Services
Job role:
Administration

Education

University of Wollongong in Dubai

December 2020

December 2020

Master's degree, Business and Entrepreneurship

United Arab Emirates

GPA (percentage): 74%

GPA (percentage): 74%

Courses: Financial Statement Analysis Contemporary Leadership Skills Creating and Marketing New Products Digital Marketing Insight into Innovation and Entrepreneurship Supply Chain Management Consumer Behavior Management of Change Business Innovation Plan

New York Institute Of Technology

May 2014

May 2014

Bachelor's degree, General Management

United Arab Emirates

GPA (point): 2.45 out of 4

GPA (point): 2.45 out of 4

Deservedly won the Business simulation project for the of 2014 (Globus)

Skills

Problem Solving

Expert

Documentation

Expert

Change Management

Expert

Business Analysis

Expert

Market Research

Expert

Central Bank regulations

Expert

FinnOne

Expert

Credit Risk

Expert

Quality Orientation

Expert

Decision Making

Expert

SEO

Intermediate

mis reporting

Expert

Multitasking

Expert

Analysis

Expert

Market Research

Expert

Team Player

Expert

Languages

Arabic

Expert

English

Expert

Japanese

Beginner

Memberships

Sama Choir

Tenor Vocalist

September 2015

Training and Certifications

Certifications
Fundamentals of Digital Marketing
Jul 2020

Hobbies and interests

Play Football
Participate in the yearly Fantasy Premier League.
Play The Guitar
Participate in a Choir