Senior Financial Analyst
Alexbank
Total years of experience :14 years, 2 Months
• Develop the strategic plan and budgets in cooperation with all relevant organizational units.
• Evaluate periodically forecasts in relation to budget targets and define corrective actions.
• Prepare monthly reports for Top Management and Business Units on financial and commercial performances, providing comprehensive and objective interpretation of financial data.
• Provide ISBD P&C with the prescribed reports at the scheduled deadlines.
• Perform detailed analysis on P&L items concerning interest income/expenses, interest rates, commission calculation, expenses aiming at detecting exceptions and anomalies.
• Manage activities for preparing Bank’s Annual Report.
• Prepare capital budgeting, reporting and analysis on capital spending.
• Monitor Bank’s market positioning and competitors’ performance through peer group comparative analysis.
• Ensure continuous improvement of management reporting in line with the most advanced methodologies and highest qualitative standards and in relation to new business information requirements both internal and external.
• Monitor and evaluate regularly the structure of Balance Sheet and off-balance sheet of the Bank.
• Define the proper capital allocation to the Business Units based on Value Based Management logics.
• Manage a portfolio of assets and liabilities relating to assigned relationships with a view to maximizing the earning of the bank and minimizing risks.
• Ensure accurate and complete facility and security documentation.
• Prepare and present credit proposals ensuring the completeness, validity and compliance with the credit policies and procedures of the bank.
• Assess the market and implement strategies to penetrate and optimize relationships by careful selection of quality customers and structuring of appropriate facilities.
• Maintain regular contact with the assigned customers to identify opportunities and cross-sell the full range of financial products and services offered by the bank.
• Take primary responsibility for implementing follow up mechanism to ensure that the utilization of the facilities are in conformity with the approvals and ensure that the relationship continues to retain the desired level of credit quality.
Economics major