Alaa Al Gendy

* Forecast & Budget:
-Responsible for preparation of Annual Budget
- Studies for strategic planning & Budgeting process and business development
For new Branches.
- Monthly Profit & Loss Forecast Report .

* Monthly MIS Report :
- Prepare Monthly Management Report and financial statistical reports which including:
-- Income Statement Analysis
-- Average Loans & Overdrafts report
-- Average Customers’ Deposits Report
-- Expected Annual Profit & Loss statement
-- Balance Sheet Main Items for Branches
-- Performance Ratios
-- Saving Certificates Analysis Report for Branches by Currency
-- Customers’ Deposits Analysis Report for Branches by Currency
-- Cost Of Fund Report
-- Labor Cost and No. of Employees Report
-- Sources & Uses Analysis Report. For Consolidated and Branches.

* Prepare Analysis needed for Monthly Assets and Liabilities Committee Meeting:
- Reviewing and analyzing monthly efficiency / rate variance.
- Managing the functions and responsibilities of the MIS and Budgeting process to achieve the set targets of the Division.
- Comparison Between Actual, Forecast, and Budget and find reasons of Gaps

* Monthly Financial Statements
* Income Statement by EGP and Foreign Currencies
* Marginal and Aside Interest Report of Banks’ Branches
* Reallocation of Head Office Overhead Expenses
* Doubtful Loans & Overdrafts Report
* Debt Loans & Overdrafts Report
*Weekly Report of Customer Deposit, Loans & Overdrafts Analysis
*Daily Report of Loans& Overdrafts/ Customers’ Deposits Ratio.
*Quarterly and Yearly Report for Board of members
* Prepare Presentation for Board of Members Meetings.
* Provide technical and objective critique of business and Branches performance.
* Monitoring of competition.
* Conducting Special Studies to Analyze complex financial actions and preparation
Recommendations for control
* Review Rating Reports and studies.
* Coordinating with all levels of Management.

- Maintains and improves the profitability of the Regional Office through strict revenue and cost controls procedures. Ensures timely management information and reporting, meeting required deadlines. Provides the regional Office with the necessary cash needs to cover it's commitments through proper collections and disbursement procedures or funds requests from the Head Office.
- Prepare The Cash Flow Statement in order to complete a monthly cash flow forecast through to the end of the current year or for the 3 future months as the situation may require.
- In the event that the regional's cash flow forecast indicates cash available in excess of that currently required to fund the operation, We should consider placing the surplus funds in a time deposit with a good interest rate.
- Co-ordinates, projects and prepares with management budget, forecasts, profit programming, projects and cost analyses contributing toward a more profit.
- Daily communication with management regarding control for expense and income potentials. Makes all studies and reports required by the Head Office.
- Checks, supervises and controls all purchases, disbursements, payroll and expense of the regional office.
- Maintaining and keeping up to date all tenant leases, contracts, licenses, permits, insurance and mortgage documents.
- To attend and actively participate in area credit meetings.
- Supervises the preparation and timely submission of all required tax returns and other reports to government authorities.
- Seeks advice and guidance from Local Counsel, external Auditors, Local Officials and other deemed necessary.
- Submits tax returns and other government reports to the proper authorities on a timely basis.
- To ensure that all reports to the head office are accomplished on a timely basis.
- Preparing Reports & Presentation required for all management meetings and meetings with owners.

- Verification of a company's financial records.
- Study various sources to find out whether a company's records present its true financial situation.
- Inspects items in books of original entry to determine if accepted accounting procedure was followed in recording transactions
- Check the company's bookkeeping and accounting methods by analyzing its books and records.
- Compare the company's books with the records of the banks, brokers, creditors, and others who deal with the company.
- Check the books of the departments within the company as well.


- Prepares analyses and reports often help management cut costs, save on taxes, and increase profits.
- Examines and analyzes accounting records to determine financial status of establishment and prepares financial reports concerning operating procedures.
- Counts cash on hand, inspects notes receivable and payable, negotiable securities, and cancelled checks.
- Verifies journal and ledger entries of cash and check payments, purchases, expenses, and trial balances by examining and authenticating inventory items.
- Examine company's payroll and personnel records to determine worker's compensation coverage and be designated Payroll Auditor (insurance).