الهنوف الماضي, Credit analyst

الهنوف الماضي

Credit analyst

Qatar national bank

البلد
المملكة العربية السعودية
التعليم
ماجستير, MBA/Finance
الخبرات
12 years, 11 أشهر

مشاركة سيرتي الذاتية

حظر المستخدم


الخبرة العملية

مجموع سنوات الخبرة :12 years, 11 أشهر

Credit analyst في Qatar national bank
  • المملكة العربية السعودية - الرياض
  • أشغل هذه الوظيفة منذ أبريل 2017
Senior credit risk analyst/Team Leader في Saudi Hollandi Bank
  • المملكة العربية السعودية - الرياض
  • نوفمبر 2014 إلى أبريل 2016

I have been working in the corporate credit field for more than five years in three local banks. During my work experience I was responsible for evaluating corporate credit proposals for large & medium size companies and making recommendation to the Head of Credit Committee & Executive Committee by analyzing the client’s performance which include conducting full financial analysis, and highlighting the key major risks to ensure that the credit propositions meet the bank laid down guidelines and quality. The job’s main functions are as follows:
¬Reviewing the client’s financial capacity, business profile, industry position, repayment capability, collateral adequacy, and projecting future financial statements if needed.
¬Ensuring credit facilities have been properly structured, priced and collateral is adequate & there isn’t any violation of internal or external regulations/policies.
¬ Ensuring that credit applications are in-line with compliance credit policy, regulatory requirements, procedures of the bank and highlight exceptions if any.
¬Managing regional portfolio by insuring all excess &PD’s are settled or discussing an action plan with business heads to be settled.

Credit Analyst في Sabb bank
  • المملكة العربية السعودية - الرياض
  • يناير 2014 إلى نوفمبر 2014
Assistant/credit officer: في Riyad bank
  • المملكة العربية السعودية - الرياض
  • فبراير 2011 إلى أكتوبر 2013
Corporative Training Program في Saudi British bank
  • المملكة العربية السعودية - الرياض
  • يونيو 2009 إلى يناير 2010

Completed a 7 months COOP at (SABB) the Saudi British bank, the program was considered as part of my graduation requirements.

الخلفية التعليمية

ماجستير, MBA/Finance
  • في Prince Sultan University
  • يونيو 2014

Prince Sultan University: Master of Business Administration (MBA/finance) Graduated with First Class Honors. Gpa:3.76 out of 4

بكالوريوس, computer information system
  • في Prince Sultan University
  • يناير 2010

Specialties & Skills

Microsoft Office
Credit Risk
Islamic Finance
Financial Analysis
Financial Risk
ACCOUNTING
BANKING
EXCHANGE
FINANCE
FINANCIAL ACCOUNTING
FINANCIAL STATEMENTS
Credit Risk

اللغات

العربية
متمرّس
الانجليزية
متمرّس

التدريب و الشهادات

Riyadh bank credit and marketing program (22 courses) (تدريب)
معهد التدريب:
Riyadh bank
تاريخ الدورة:
March 2012
General security’s qualification Exams CME-1 (part1 &2). (تدريب)
معهد التدريب:
CMA
تاريخ الدورة:
October 2010