Senior Relationship Officer
FRANSABANK SAL
Total years of experience :15 years, 11 Months
FRANSABANK SAL - Lebanon
Senior Relationship Officer
September 2008- Current (Beirut)
Responsible for overlooking relationships with clients (Banks), following up on day to day work and flow of business, insure that all the business is on track avoiding delays in payments, holding business meetings for correspondents locally and regionally, analyzing financial statements upon which a credit risk and bank risk are studied.
1. Contributed in increasing the business volume handled by the International Division over the years
2. Grew a diversified portfolio of contacts (Iraq mainly)
3. Developed reporting tools and extensively worked on the organization and improvement of the International Division's MIS
4. Held the position of Assistant Project Manager for Establishing Branches in Iraq.
Key contributions and responsibilities:
1. Initiate, develop, and follow-up relations with local and foreign banks and specialized financial institutions
2. Manage relationships with local and international banks including updating of terms and conditions, procedures, AML documents, annual reports, and monitoring of credit line utilization
3. Study and compare proposals for correspondent banks (credit lines, account terms and conditions, etc .)
4. Prepare credit analysis for banks for eventual credit lines granting or case-by-case risk-involving transactions (L/Cs, L/Gs, forfaiting, syndications, etc )
5. Prepare statistical reports on bank's trade volume with correspondent banks and overseas affiliates (L/C issuances, exposure on foreign banks, nostro/vostro accounts reporting, and other economical reports)
6. Monitor clients (Banks) portfolio i.e. deposits, exposure, L/C volumes
7. Provide support and guidance for branches and departments for issues related to correspondent banking
8. Participate in meetings with local and foreign bank representatives, prepare info cards and call reports
9. Duties include travelling to targeted countries i) to meet with banks, officials and businessmen and ii) to attend seminars and conferences
10. Prepare Presidency letters and Memos.
Country Experience: 1. Lebanon 3. Iraq 5. Turkey
2. Sudan 4. Syria
Lebanon & Gulf Bank SAL - Lebanon
Teller
July 2008 - September 2008 (Beirut)
In charge of handling deposits, and hands out money to the customers waiting in line. Handle all the daily transactions that take place in the branch.
Key contributions and responsibilities: 1. Receives checks, cash, bankcards or other negotiable instruments in payment of fees or charges; verifies amounts and endorsements; issues receipts..
2. Accepts checks for cashing; verifies endorsements and acceptability; makes change.
3. Enters transaction data on accounting system terminal; consults database to check status of financial accounts or verify information when necessary.
4. Conducts a variety of customer service tasks which may include providing account balances, transferring funds, tracking deposits and various record changes..
5. Maintains and accounts for cash drawer and daily transactions; reports discrepancies.
July 2006 - July 2008 Lebanese American University Beirut, Lebanon Master of Business Administration (MBA)
Oct. 2002 - July 2006 Lebanese American University Beirut, Lebanon Bachelor of Science in Business Studies (BS) Banking & Finance / Economics
Sep. 1987 - July 2002 Saint Mary's Orthodox School Beirut, Lebanon High School Diploma / Lebanese Baccalaureate (Sociology & Economics)