Syed Faisal Ahmed

Team Leader
• Audit engagements covering Commercial Banking including risk assessments, audit planning, audit testing, directing audit staff, control evaluation, audit report drafting, and follow-up and verification of issue closure
• Stay up-to-date with evolving industry changes and market events impacting Commercial Banking
• Assists with special reviews and investigations, monitoring activities, and completion of work for external auditors and/or regulators. Works with the Regional Audit Manager (RAM) to ensure compliance with corporate and industry audit standards
• Reviews, prepares, analyzes, and interprets data to complete assigned tasks
• Identifies control weaknesses and opportunities for improvement in the current operating environment and assists in the development of recommendations for corrective action. Supports drafting of the related observations (business issues) and audit reports for issuance to respective client leadership. Supports follow-up activities as defined in the observations
• Fundamental concepts of finance and accounting
• Credit risk/Trade Finance/Operational/Enquiries.

Manager - Trade Compliance & Credit Risk Review - Group Head Office
• Comply and implement Regulatory Instructions on Trade Operations & Finance
• Specialize in structured Trade Finance, Letters of Credit and financing of foreign receivables in the import / export business.
• To keep myself and trade staff members aware of advancements and rapid changes in International Trade.
• Review of Credit Proposals in accordance with PRs and approved in-line credit policy
• Responsible for review and presentation of approvals regarding trade transactions and pricings to Group Head for approval
• Monitoring and allocation of SBP Financing schemes limit in accordance with approvals (i.e ILTFF / ITERF / IERF / IFRE etc.)
• Daily follow ups for import payments dues in accordance with UCP 600 (LC Sight, LC Usance, Acceptance Maturities and Payment against Documents)
• Maintain month wise Trade business reciprocity of all Islamic branches with customer wise
• Follow ups for borrowers due and over-due loans.
• Monitor corporate and commercial clients Financing Limit and required extensions and renewals.
• Assist Head of Trade and Credits in preparing monthly and quarterly reports as required by, the board, various committees and senior management.
• Clear understanding of banks policies, branch operations policies and trade policies which should translate in comprehensive and meaningful financial and business analysis of corporate and financial institutions in the portfolio.

Issuance of Letters of Credit and Bank Guarantees for different sectors like Textile, Oil Industries, Ship breaking, Industrial and Manufacturers, etc.
Review and authorizes transaction relation to Finance disbursements and recoveries of loans.
Scrutiny, Collection, lodgment and payment of Import Documents
Handling, scrutinize and realization of export documents.
Monitoring and management of Central bank Re-Finance schemes to the clienst.
Overseeing analysis, monitoring, mitigation and awareness of the Company's financial risks.

Served two years as Branch Operations Manager with proper handling of operational matters and customer services in guidelines with SOPs and regulations.

Joined MBL as Graduate Trainee Officer in the year 2006, and performed following services during the 7 years of service life.
Account Opening Clearing/Remittance Officer Trade Officer Acting Operations Manager