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Hadeel Alhawsawi, Credit Analyst

Hadeel Alhawsawi

Credit Analyst·Future Pipe Industries

Saudi Arabia

Bachelor's degree, Finance

Work experience

Total years of experience: 0 years, 10 months

Credit Analyst

November 2025 - May 2026

Future Pipe Industries

Dammam, Saudi Arabia

November 2025 - May 2026

• Prepared and maintained AR aging reports and credit documentation in accordance with company policies and internal
controls.
• Tracked AR movement and monitored collection trends to support portfolio monitoring and risk reporting.
• Analyzed customer financial statements to assess creditworthiness and identify early warning indicators.
• Coordinated with internal teams to resolve payment discrepancies and ensure accurate financial records.
• Supported audit readiness by maintaining organized documentation aligned with internal control requirements.

Company industry:
Industrial Production

Finance Intern

June 2024 - August 2024

Nesma and Partners

Khobar, Saudi Arabia

June 2024 - August 2024

Rotational coop across five finance functions
• Rotated through Accounts Payable, Accounts Receivable, Treasury, Tax and Zakat, and Cash Management.
• Verified invoices against purchase orders and supporting documents to ensure accuracy and proper approvals.
• Supported month end closing activities including reconciliations, aging reports, and AP records maintenance.
• Responded to vendor and internal queries regarding payments and balances.
• Assisted with VAT documentation and ensured adherence to Saudi tax regulations.
• Gained exposure to ERP systems and financial reporting processes across all five functions.

Company industry:
Construction & Building

Education

Saudi Electronic University

August 2024

August 2024

Bachelor's degree, Finance

Saudi Arabia

Bachelor of Finance

Skills

Budgeting

Expert

Microsoft Excel

Expert

Investment Banking

Expert

Financial Reporting

Expert

Financial Analysis

Expert

Critical thinking

Expert

Leadership

Expert

Problem solving

Expert

Teamwork

Expert

Communication skills

Expert

Microsoft office

Expert

Excel Modeling

Intermediate

Investment Analysis

Intermediate

Budgeting and Forecasting

Intermediate

Financial Reporting

Intermediate

ACCOUNTS PAYABLE

Intermediate

CONSULTING

Intermediate

CORPORATE TAX

Intermediate

FINANCIAL STATEMENTS

Intermediate

NUCLEAR POWER

Intermediate

OPERATIONS

Intermediate

TREASURY SERVICES

Intermediate

ACCOUNTS RECEIVABLE

Intermediate

CREDIT ANALYSIS

Intermediate

Financial Analysis

Expert

CREDIT RISK MANAGEMENT

Intermediate

FINANCIAL MODELING

Intermediate

FINANCIAL STATEMENT ANALYSIS

Intermediate

Accounting

Intermediate

Finance

Intermediate

Budgeting

Intermediate

Financial Management

Intermediate

Management

Intermediate

Languages

English

Expert

Arabic

Native Speaker

Memberships

Saudi Organization for Auditors and Accountants- SOCPA

Associate member

November 2025

Training and Certifications

Certifications
FinTech Saudi Certification
Problem Solving with Excel – PwC
Power BI Financial Statements
Financial Modeling and Valuation Analyst (FMVA)
FinTech Saudi Certification –
Problem Solving with Excel – PwC
Financial Modeling and Valuation Analyst (FMVA)
Problem Solving with Excel - PwC
Coursera
Power BI Financial Statements
Corporate finance institute
Financial Modeling & Valuation Analyst (FMVA®)
Corporate Finance Institute
Jun 2025

Hobbies and interests

Renewable energy
Crochet