حنان أكرم, Relationship Banker

حنان أكرم

Relationship Banker

Tanfeeth

البلد
الإمارات العربية المتحدة - رأس الخيمة
التعليم
بكالوريوس, Accounting
الخبرات
12 years, 3 أشهر

مشاركة سيرتي الذاتية

حظر المستخدم


الخبرة العملية

مجموع سنوات الخبرة :12 years, 3 أشهر

Relationship Banker في Tanfeeth
  • الإمارات العربية المتحدة - دبي
  • أشغل هذه الوظيفة منذ يناير 2018
Customer Sales Executive في Du
  • الإمارات العربية المتحدة - دبي
  • مارس 2015 إلى نوفمبر 2017

.Handling & delivering optimum Customer Service
.Educating Customers on new and existing product launches, document procedures.
.Handling the staff Targets
.Managing the staff to achieve their Targets.
.Excellent retail experience in delivering exceptional customer service
.Excel in customer relationship management.
. Handling the Weekly Rota for the Staff.
.Excellent command on administration skill- Document collection of team, and preparation of rejection report.
.Generating new leads & converting them into sales & achieving sales target.
.Product variety and dealing with different scenarios.

Credit Underwriter في Falcon Financial services
  • باكستان - فيصل أباد
  • يناير 2014 إلى يناير 2015

Taking the responsibility of Cash and Auto-Loans.
. Making sure of proper loan files documentation.
.Ensure that loan documents are according to credit approval.
. Responsible for End to End Credit Analysis for SME & Commercial Asset Finance client base.
. Ratio Analysis & evaluating financial performance of a Company.
. Analyzing applicant’s credit history, credentials & customers credibility.
. Annual Review of Credit Policies and Procedures.
. Analyze and process credit proposals and applications of auto loans and personal loans for approval or escalation to credit supervisors within the stipulated TAT.
. Analyze guarantor financial performance when required for certain loan categories.
. Investigate employer and employee financial credibility to minimize potential bad loans.
. Inquire about all clients, guarantors, and employers' credit positions.
. Maintain a minimum percentage of delinquent clients of the total loans portfolio.

Assitant finance manager في SilverLine Spinning mills
  • باكستان - لاهور
  • أبريل 2011 إلى مارس 2013

.Prepares monthly payroll and bank reconciliation statement.
. Maintaining the General Ledger based on the Chart of Accounts that will be shown in the
financial statements
. Accounts Receivables: Recording of sales, Reconciling with inventory, follow up receipts,
export sales and their receipt, and expenses thereon.
. Accounts payables: Recording of purchases and import, payment made to suppliers and .Reconciling with inventory
. Preparation of Fixed Asset registers and Schedules.
.Work with internal and external auditors during reviews and audits to ensure full cooperation.

الخلفية التعليمية

بكالوريوس, Accounting
  • في Modern institute of science and management
  • أبريل 2017
ماجستير, ACCA
  • في Skans
  • ديسمبر 2016

I am an affiliate student having cleared my exam paper till P3

دبلوم, HND IN Financial accounting (level 5)
  • في Edexcel
  • مارس 2014
الثانوية العامة أو ما يعادلها, science
  • في Pakistan Higher Secondary School
  • يناير 2010

Pakistan Higher Secondary School (Ras al-Khaimah) * Higher Secondary School Certificate (HSSC) 2009 - 2010

الثانوية العامة أو ما يعادلها, science
  • في PAkistan higher secondary school
  • يناير 2009

* Secondary School Certificate (SSC) 2008- 2009

Specialties & Skills

Finance
Accounting
Customer Service
Customer Facing
ACCOUNTING
ACCOUNTING SYSTEMS
ACCOUNTS MANAGER
ACCOUNTS RECEIVABLES
ADJUSTMENTS
DOCUMENTATION
FINANCIAL ACCOUNTING
FINANCIAL REPORTING
FINANCIAL REPORTS

اللغات

الهندية
متمرّس
الأوردو
متمرّس
العربية
متوسط
الانجليزية
متمرّس

الهوايات

  • Table tennis, swimming, Gym