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Hany Emad Aldin Mohamed El Sayed, Head of central sector for SME Finance

Hany Emad Aldin Mohamed El Sayed

Head of central sector for SME Finance

Micro,Small & medium enterprsise development agency "MSMEDA"

Location
Egypt - Cairo
Education
Bachelor's degree, Accountancy
Experience
26 years, 6 Months

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Work Experience

Total years of experience :26 years, 6 Months

Head of central sector for SME Finance at Micro,Small & medium enterprsise development agency "MSMEDA"
  • Egypt - Cairo
  • My current job since February 2004

I am responsible for the following:
• Review all credit proposals of SME's (Up to 10 MM LE)
• Review all the investments and venture capital proposals.
• Review the credit proposals of Banks, Co-operatives, NGO’s & non-banking financial institutions "NBFI" to fund them.
• Review the feasibility studies of poultry projects (Loans Up to 25 MM LE)
• Set and evaluate the annual target for all regional offices (branches).
• Responsible for launching new loan products (setting main features, defining IT requirements., defining target customer, pricing, documentation, …. etc.)
• Sharing in preparing fund’s agreements with Donors.

In addition to the following Investment duties:-
• Review all the investments and venture capital proposals.
• Attending general assemblies for the companies in which the SFD is a shareholder.
• Evaluate the performance of the SFD's investment portfolio.

Additional responsibilities:
• Board member of Insurance company (Egyptian Takaful "Property & Liability").
• Board member of Micro finance company "REEFY".
• Member of credit & risk committee.
• Member of the credit Policy committee.
• Member of the Investment & Venture Capital Policy committee.
• Member of Investment committee of Misr Real Estate Assets Co.
• Member of Investment appraisal committee.
• Member of the SFD’s direct lending schemes committee (policies & procedures).
• Coached the direct lending officers of SFD’s regional offices.


Also i established venture capital department in MSMEDA and prepare the investment policy.

corporate officier at Al watany Bank of Egypt ( Now "National bank of Kuwait)
  • Egypt - Cairo
  • November 1997 to February 2004

•Credit risk analysis.
•Recommends repayment schedule based on cash flow generated from the core operation.
•Prepare loan proposal; credit analysis, cash flow projections, stating proper covenants and summary of loan request, and submits to loan committee for approval .
•Repayment Follow up

In addition to the following duties :
Investment duties:
•Study and evaluate the investment opportunities.
•Evaluate shares using modern techniques (discounted cash flow, multiplies and ….. etc)
•Analyze market conditions to determine optimum time to execute securities transactions.
•Prepare fundamental analysis of the companies that are traded on the stock exchange.
•Attend general assemblies of the companies in which the bank have shares in.

Retail duties :
•Study the Egyptian market to launch AWB’s consumer finance products.
•Participate in designing and implementing computer software of car loans.
•Set the Criteria of granting car loans.
•Prepare the feasibility study for launching AWB’s card centre

Education

Bachelor's degree, Accountancy
  • at Ain Shams University - Faculty Of Commerce
  • July 1995

Specialties & Skills

Feasibility Studies
+Endorse 1
Financial Analysis
+Endorse 1
Project Evaluation
+Endorse 1
Equity Valuation
+Endorse 1
Venture Capital
+Endorse 1
Leadership
+Endorse 1
Development skills
+Endorse 1
Microsoft Office
+Endorse 1
negotiation
+Endorse 1

Languages

Arabic
Expert
English
Expert

Training and Certifications

Management by objective (Training)
Training Institute:
Logic
Date Attended:
January 2011
Duration:
24 hours
Senior Executive Program (SEP4) (Training)
Training Institute:
Indian Institute of Management
Date Attended:
May 2005
Duration:
150 hours
Diploma in Investment & Finance (Certificate)
Date Attended:
May 2001
Corporate Valuation (Training)
Training Institute:
Citibank in collaboration with Egyptian banking institute
Date Attended:
January 2001
Duration:
40 hours
Regulations of credit bureaus (Training)
Training Institute:
USAID
Date Attended:
June 2006
Duration:
24 hours
Performance Management “work shop” (Training)
Training Institute:
Logic
Date Attended:
January 2014
Duration:
24 hours
Bank analysis & performance evaluation “workshop” (Training)
Training Institute:
Arab Academy
Date Attended:
January 2004
Duration:
80 hours
Integrated Banking & Capital market Systems in Restructuring, Refinancing and Problem Loans (Training)
Training Institute:
Arab Academy
Date Attended:
January 2004
Duration:
40 hours
SME’s development and finance training course in Malaysia (Training)
Training Institute:
SME Corp
Date Attended:
December 2012
Duration:
80 hours
Strategic Management (Training)
Training Institute:
Logic
Date Attended:
January 2014
Duration:
14 hours
credit couse (Training)
Training Institute:
commercial international bank CIB
Date Attended:
November 2000
Duration:
350 hours
Conference of Securitization and Future challenges “understanding the mechanics of securitization (Training)
Training Institute:
Egyptian Young Bankers Association (EYBA) in collaboration with IFC & USAID
Date Attended:
January 2003
Duration:
24 hours

Hobbies

  • travelling, listening to music & play sports