Haroon Gafoor

• Financial Planning & Analysis (FP&A;): Led monthly and quarterly financial forecasting, variance analysis, and P&L; reviews for senior leadership,
enabling data-driven decisions that improved overall financial health by approximately 18%.
• Accounts Receivable & Revenue Management: Managed end-to-end invoicing lifecycle — from generation and follow-up to collection —
reducing average debtor days by ~12 days and improving cash flow predictability.
• Organisational Finance Restructuring: Redesigned the chart of accounts and accounting workflows, streamlining the month-end close cycle and
improving reporting accuracy across finance and operations departments.
• Cross-functional Collaboration: Partnered with sales and marketing leadership to align financial targets with operational KPIs, supporting
revenue-generating initiatives and cost-containment strategies.
• Regulatory Compliance — VAT & Zakat: Ensured timely and accurate filing of VAT returns and Zakat declarations in line with ZATCA regulations,
with zero penalties in the tenure so far.

• Strategic Financial Planning: Partnered with operations and marketing teams to identify cost-saving
opportunities and key revenue drivers, supporting overall business growth.
• Process Engineering: Restructured the finance department, improving data accuracy and reducing
month-end closing cycle time.
• Liquidity Management: Streamlined invoicing and collections processes, ensuring timely receipts
and strengthening working capital position.
• Payroll & HRA Management: Managed end-to-end payroll processing, including salary computation,
WPS compliance, leave settlements, EOSB, and other employee-related financials.
• Financial Reporting: Prepared and presented monthly, quarterly, and annual financial statements
with variance analysis and management insights.
• Cash Flow Monitoring: Developed and maintained weekly cash flow forecasts and dashboards to
ensure optimal fund utilization and liquidity planning.
• VAT & Zakat Compliance: Handled end-to-end VAT and Zakat processes, including filing,
reconciliation, and coordination with auditors and authorities.
• Audit & Compliance: Led internal and external audits, ensuring compliance with regulatory
requirements and strengthening internal controls.
• Budgeting & Forecasting: Prepared annual budgets and periodic forecasts, tracking performance
and advising management on corrective actions.
• Accounts & Closing: Oversaw full-cycle accounting, including GL, AP/AR, bank reconciliations, and
timely month-end/year-end closures.

• Audit Execution & Risk Assessment: Executed audit engagements for multiple client accounts in line with IFRS and GAAP standards, identifying
control gaps and recommending process improvements.
• Compliance & Regulatory Audits: Performed tax and financial compliance audits ensuring clients adhered to ZATCA VAT regulations and
applicable KSA commercial laws.
• Working Papers & Audit Documentation: Prepared detailed audit working papers, trial balances, and management letters, maintaining
documentation quality that consistently met firm-wide quality benchmarks.
• Client Advisory: Provided actionable financial advisory to SME clients on internal control improvements, resulting in stronger financial
governance across 10+ client engagements.

• Compliance Auditing: Performed end-to-end audits in accordance with international standards and
KSA regulations, ensuring accuracy and regulatory compliance.
• Risk Assessment: Evaluated internal controls, identified weaknesses, and provided practical
recommendations to improve financial and operational efficiency.
• Audit Execution: Independently managed and delivered audit engagements across multiple sectors,
consistently meeting tight deadlines.
• Client Handling: Directly coordinated with client finance teams to gather data, resolve audit issues,
and ensure smooth completion of engagements.
• Consulting Support: Assisted in advisory assignments, providing insights to enhance internal
controls and business processes.

Financial Reporting & Accounting
• Managed full-cycle accounting including GL, journal entries, reconciliations, and preparation of
monthly, quarterly, and annual financial statements in compliance with IFRS.
Import & Inventory Management
• Handled import-related accounting and maintained accurate inventory records with periodic stock
reconciliations.
VAT & Zakat Compliance
• Prepared and submitted VAT returns in compliance with Zakat, Tax and Customs Authority
regulations.
• Supported Zakat calculations and statutory filings.
Treasury & Cash Flow Management
• Managed daily cash flow, banking transactions, fund transfers, and weekly cash flow forecasting to
ensure liquidity.
Accounts Payable & Receivable
• Supervised supplier payments, customer collections, invoicing, and credit control to optimize
working capital.
Payroll & HR Finance Support
• Processed monthly payroll, employee benefits, and end-of-service benefits (EOSB) in compliance
with Saudi labor laws.
Audit & Internal Controls
• Supported internal and external audits by preparing reconciliations, schedules, and ensuring
compliance with financial controls.
Financial Analysis & Reporting
• Prepared management reports, variance analysis, and cost reports to support strategic financial
decision-making.

Accounting System Setup
• Established the complete accounting function from scratch in a company with no prior finance
system or structure
Daily Accounting Operations
• Managed day-to-day accounting activities including invoicing, payments, expense tracking, and
journal entries
Financial Record Management
• Maintained accurate and up-to-date financial records and ensured proper documentation of all
transactions
• Performed regular bank reconciliations to ensure accuracy and control over cash balances
Accounts Receivable & Payable
• Handled full accounts payable and receivable cycle
• Actively followed up with customers for outstanding payments and improved collection process
Reporting & Analysis
• Assisted in preparing monthly financial reports for management review
• Monitored project-wise budgets and tracked actual vs planned costs
Project Cost Control
• Developed and maintained project cost tracking system to monitor expenses and improve cost
visibility

• Managed day-to-day accounting operations including journal entries, ledgers, and reconciliations
• Prepared monthly, quarterly, and annual financial statements
• Handled accounts payable and receivable, ensuring timely collections and payments
• Managed invoicing for advertising campaigns, media bookings, and client billing

• Tax & Assurance Associate: Supported senior accountants in bank reconciliation, tax computation, and basic audit work for SME clients —
building foundational skills in accounts, tax filing, and compliance reporting.

• Assisted in bank reconciliations and ensured accuracy of financial records across client accounts
• Prepared audit working papers and supporting documentation for statutory audits and tax filings
• Supported audit teams in verifying invoices, vouchers, and financial statements
• Gained hands-on exposure to audit procedures, compliance checks, and reporting standards
• Assisted in client coordination and collection of financial data for audit execution
• Built foundational understanding of audit processes and regulatory requirements during early career
role