James Chacko

● Lead group finance, treasury, and capital allocation strategy across real estate development, contracting, steel fabrication,
joinery & wood works, extra low voltage (ELV) systems, and internal machinery leasing verticals
● Develop and execute project finance strategies, including debt structuring, working capital optimization, and liquidity
planning
● Oversee cash flow forecasting and treasury operations across multiple concurrent development projects
● Partner with CEO on investment decisions, project feasibility, and portfolio expansion strategy
● Implement financi

● Directed financial strategy for AED 4Bn+ real estate development portfolio from conceptualization stage
● Conducted in-depth market analysis and feasibility studies to support site acquisitions and future developments
● Closed AED 175M+ debt financing and non-funded transactions
● Managed Opex budget of AED 35M to lead all financial initiatives
● Structured and secured project financing, joint venture partnerships, and equity arrangements
● Built advanced financial models reducing decision timelines by 75%
● Planned and coordinated capital projects by developing scope, collecting and reviewing bids, presenting for ownership
approval, and overseeing the project through final closeout
● Partnered with CEO and Board on investment decisions, project feasibility, and portfolio expansion strategy
● Managed escrow accounts and TAS in compliance with DLD and RERA
● Negotiated financing terms with banks to optimize cost of capital
● Ensured AML, ESR, ADGM, Corporate Tax & VAT compliance, and ERP implementation

● Managed finance across 5 subsidiaries involved in real estate development, brokerage, construction, holiday homes rental,
and facilities management
● Managed financial operations for AED 5Bn+ portfolio
● Led budgeting, forecasting, and ERP implementation
● Closed AED 200M+ debt financing and non-funded transactions
● Partnered with C-suite executives to define organizational goals and align financial strategies
● Liaised with DLD, RERA, escrow banks and managed TAS & Oqood activities
● Managed joint ventures; prepared investor reports and financial presentations
● Prepared monthly financial reports for CEO and shareholders

● Managed finance across 3 subsidiaries in real estate development and leasing, homeowners association and facilities
management, and manufacturing & trading, leading a team of 7 finance staff
● Led finance across subsidiaries in real estate development, leasing, hospitality, and FMCG-retail
● Closed AED 400M debt financing transactions and enhanced the facility to AED 550M
● Implemented VAT and IFRS frameworks
● Managed escrow accounts and structured payment plans
● Conducted real estate valuations and financial analysis for investment decision-making
● Formulated effective standard operating policies and procedures
● Prepared monthly financial reports for CEO and BOD; organized and prepared agendas for Board meetings

● Managed finance across 11 subsidiaries across the GCC in contracting, process engineering (water, wastewater and
mobile water process management), marine, precast concrete, biodegradable bags manufacturing, pipe manufacturing &
trading, and real estate
● Developed and implemented financial policies, budgeting systems, and cash management frameworks
● Led finance teams and ensured teams were trained and deployed across group companies
● Built and maintained banking relationships, enabling access to project finance and working capital facilities
● Closed AED 450M+ debt financing transactions
● Led monthly cost value reconciliation (CVR), cost-to-complete (CTC), and anticipated cost estimation (ACE) by
identifying descopes and variations, ensuring project financial monitoring and reporting
● Delivered consolidated financial reporting to senior management and board of directors