Jinesh P N

I am presently designated as General Manager with Al Bahja Al Daema Trading LLC, Salalah, Sultanate of Oman, I believe I meet all the essential criteria for the position. Please find below a few of my key accomplishments:

• Successfully delivered process implementation and introduced best practices in Retail Division of Al Bahja Group
• Led the set-up, training and overall functioning of the technical Support wing of Nesto Hypermarket at Cyber Park
• Acted as In-charge of the new project for Centralized Backend Operations in India for Western International LLC (Nesto Hypermarket, Geepas)
• Oversaw the initial setting up, licensing and planning of Office at Cyber Park
• Worked as In-charge of Financial Schemes (AQSAAT) for the Hypermarket in entire KSA in association with SAAB-Saudi Arabia British Bank (HSBC Bank)
• Effectively managed North Kerala for Asset Part of ICICI Bank Ltd. Investigation on pre-acquisition frauds
• Guided the Liabilities portfolio - CIBIL, IDirect, PPA, Lottery Frauds Investigations and reporting
• Achievement-oriented professional with excellent people management skills to manage change with ease

Regional Audit Manager - Finance, Inventory, SOP/Process Audit & Operations at Nesto Hypermarket

 Handling Financial & Operational SOP Audit & implementation and Process check at all stores in Riyadh.
 Aligning with the new store setting up team and implementing SOP’s & Process.
 Handling the Operations Process at the stores and auditing the adherence of SOP at stores.
 Had been Incharge of the Customer Loyalty Program (MyNesto) for the entire KSA.
 Incharge of Financial Schemes(AQSAAT)for the Hypermarket in entire KSA in association with SAAB-Saudi Arabia British Bank (HSBC Bank).
 Maintenance of different reports and presentation to the Management on the development of the assigned jobs.
 Involvement in the day to day operations of the store and cross verification on the adherence of the process.
 Managing a team of Department Manager, Supervisor and Staffs for the store.

1. Assistant Manager at ICICI Bank Ltd with the Financial Crime Prevention & Reputation Risk Management Group (FCPRRMG) as Area Manager - Risk
Reporting to: Regional Head
Period: 10 Nov 2010 to 31 Jul 2014
Work Area: Calicut

My job profile
❖ Handling North Kerala (42 branches) for Asset part of ICICI Bank Ltd. Investigation on pre-acquisition frauds.
❖ Handling the Liabilities portfolio - CIBIL, IDirect, PPA, Lottery Frauds Investigations and reporting.
❖ Managing the entire Seeding and process review activities for the entire State and reporting the Compliant/Non-Compliant and lapses in process followed to the Central Team and Senior management.
❖ Managing and training team of 14 members as in-house samplers and verifiers for the activities of RCU for carrying out their regular activities.
❖ Managing, training, Audit/review & billing of the agency deployed (outsourced) for carrying out the field verification work for the RCU.
❖ Screening and Sampling of documents on KYC & AML areas.
❖ Updating MIS of RCU activities on Level 3 site and adhering to principles of 5S, SOX and BASEL. RCU is Level 3 compliant.
❖ Frequent Branch and Credit Processing Centre visits to check any process deviation, non-compliance, risk and reputation concerns.
❖ Sharing of Finding/concerns of seeding, Channel reviews, and warehouse visits with concerned managers in business team and RCU central team for closing the loopholes.
❖ Cost rationalization, Cross verification, Hind-sighting, TAT adherence, Manpower planning

2. Branch in Charge for ICICI Prudential Life Insurance - Operations and Customer
Reporting to: State Head
Period: 4 Apr 2006 to 09 Nov 2010
Work area: North Kerala

My job profile
❖ Managing the overall functioning of Branch Operation including administration department for HUB and Spoke Branch.
❖ Decision taking on Customer Profiles regarding Insurance.
❖ Underwriting with a limit of Rs.15 Lakhs
❖ Medical Underwriting with a limit of Rs.25 Lakhs
❖ Branch coordination and managing the team with overall strength of 21 employees
❖ Risk assessment
❖ Financial reconciliation for both branch and spokes
❖ Handling the entire process of issuance and follow-ups
❖ Handling the spokes associated with the branch
❖ Managing of CPA staff
❖ Coordination with the Hospitals and marinating the relation
❖ Customer interaction and handling customers (both internal and external)



3. 2 Years experience in an cement and steel dealer as Accounts Asst and office staff
4. 8 Months experience at the authorized dealers of M/S. Bajaj Auto Ltd, Kannur as Chief Cashier and Accounts Assistant and 3 Months experience as Assistant Sales Manager in the same Firm after completion of MBA.
5. Worked as part time faculty at Kannur University for M.Com & B.Com students (distance education) for a year.
6. Worked as faculty at various computer education institutions with a niche in financial accounting software (Indian & Foreign)