Credit Analyst
National Bank of Abu Dhabi - International Division
مجموع سنوات الخبرة :17 years, 10 أشهر
2009 - Present Credit Analyst
National Bank of Abu Dhabi - International Division (IBD)
* Spread sheet and Analyze corporate financial statements.
* Prepare and update documentary check-list of new and existing facilities and lodging the securities.
* Monitor ongoing basis risk relating to credit and country and gather/provide information on borrower and background/business activities of relevant industry.
* Check the terms and conditions as sanctioned against proposals requested as well as ensuring the accuracy and timely dispatch of acceptance fax.
* Prepare forms/returns as requested by Auditors both external and internal.
* Prepare and update Maturity Profiles as well as Quarterly performance list.
* Prepare of worksheets/charts/graphs showing the statistical figure of new business.
* Prepare and update Mark to Market profiles as a monthly basis to know the incomes and the profit.
* Prepare the income sharing and front & fee as a monthly basis.
November 2008-March 2009 Retail Marketing
National Bank of Abu Dhabi - International Division (IBD)
* Key liaison personnel.
* Handling overseas Account.
* Handling Fixed Deposits and Funds.
* Handling all communications between business partners.
* Liaise on International level customers holding Corporation and Retail account.
September 2006-October 2008 Trade Finance Department
Customer Service Officer, GOVT. L/C Letters of Credit
National Bank of Abu Dhabi
* Issue Letters of Credit/ Amendments and Documents checking.
* Make payments with Authorities and attend Customer Inquires.
* Prepare Debit and Credit Vouchers.
* Prepare Reports such as month end statements.
* Coordinating with customers
* General Head Quarter Coordinator.
* Issue/ Amend Guarantee and Calculating Commission.
* Prepare Reimbursement Issuance and Payments.
* Prepare Cancellation Documents and Negotiations.
* Prepare Swifts Corresponding with Banks
July-August 2006 Summer Training: Manager Assistant, Training Department (National Bank of Abu Dhabi)
* Handling staff training process
* Resource Management
* Managing Graduate Training Programs.
SKILLS/ABILITIES: * Customer Service
* Data Entry and typing experience
* Good communication skills
* Work independently
* Bilingual, Arabic & English
* Ability to organize and prioritize workload
* Detail oriented
* Computer Skills, Microsoft Office
* Team player
* Problem solving Skills
* High work ethics
* Research and Analytical Skills
* Time Management
* Interpersonal skills
Graduating in December 2012 Human Resource Management Diploma Al Jazirah Institute of Science and Technology, UAE Subject Studied: Communication, IT, Leadership, Performance Management, Risk Management, Financial Documents, Recruiting & selecting staff.
June 2006 High School Certificate (Science Major) Abu Dhabi Woman's Association
Training Course 2009-2011 * Orientation Program * English Language Course * Attended ''In House Training'' In Anti Money laundering * Attended ''In House Training'' Operation Risk Management Program * Annual Survey of Letter of Credit Law & Practice Conference * Program of Financial Accounting * Attended Derivatives Legal Workshop * Programme on Introduction to Corporate Credit * Attended Anti Money Laundering Workshop * Financial Literacy Workshop * Communication & Interpersonal Skills * Negotiation Skills * GLCMS Limits and Collateral Management Systems * FACT Training * RA5 Training