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osha altamimi, Credit Analyst

osha altamimi

Credit Analyst·National Bank of Abu Dhabi - International Division

United Arab Emirates

Diploma, Human Resource Management

Work experience

Total years of experience: 19 years, 11 months

Credit Analyst

September 2006 - Present

National Bank of Abu Dhabi - International Division

Abu Dhabi, United Arab Emirates

September 2006 - Present

2009 - Present Credit Analyst
National Bank of Abu Dhabi - International Division (IBD)
* Spread sheet and Analyze corporate financial statements.
* Prepare and update documentary check-list of new and existing facilities and lodging the securities.
* Monitor ongoing basis risk relating to credit and country and gather/provide information on borrower and background/business activities of relevant industry.
* Check the terms and conditions as sanctioned against proposals requested as well as ensuring the accuracy and timely dispatch of acceptance fax.
* Prepare forms/returns as requested by Auditors both external and internal.
* Prepare and update Maturity Profiles as well as Quarterly performance list.
* Prepare of worksheets/charts/graphs showing the statistical figure of new business.
* Prepare and update Mark to Market profiles as a monthly basis to know the incomes and the profit.
* Prepare the income sharing and front & fee as a monthly basis.

Company industry:
Banking
Job role:
Finance and Investment

Retail Marketing

November 2008 - March 2009

National Bank of Abu Dhabi - International Division

Abu Dhabi, United Arab Emirates

November 2008 - March 2009

November 2008-March 2009 Retail Marketing
National Bank of Abu Dhabi - International Division (IBD)
* Key liaison personnel.
* Handling overseas Account.
* Handling Fixed Deposits and Funds.
* Handling all communications between business partners.
* Liaise on International level customers holding Corporation and Retail account.

Company industry:
Banking
Job role:
Marketing and PR

Customer Service Officer, GOVT. L/C

September 2006 - October 2008

Trade Finance Department

United Arab Emirates

September 2006 - October 2008

September 2006-October 2008 Trade Finance Department
Customer Service Officer, GOVT. L/C Letters of Credit
National Bank of Abu Dhabi
* Issue Letters of Credit/ Amendments and Documents checking.
* Make payments with Authorities and attend Customer Inquires.
* Prepare Debit and Credit Vouchers.
* Prepare Reports such as month end statements.
* Coordinating with customers
* General Head Quarter Coordinator.
* Issue/ Amend Guarantee and Calculating Commission.
* Prepare Reimbursement Issuance and Payments.
* Prepare Cancellation Documents and Negotiations.
* Prepare Swifts Corresponding with Banks

Company industry:
Banking
Job role:
Accounting and Auditing

Manager Assistant, Training Department

July 2006 - August 2006

National Bank of Abu Dhabi

Abu Dhabi, United Arab Emirates

July 2006 - August 2006

July-August 2006 Summer Training: Manager Assistant, Training Department (National Bank of Abu Dhabi)
* Handling staff training process
* Resource Management
* Managing Graduate Training Programs.

SKILLS/ABILITIES: * Customer Service
* Data Entry and typing experience
* Good communication skills
* Work independently
* Bilingual, Arabic & English
* Ability to organize and prioritize workload
* Detail oriented
* Computer Skills, Microsoft Office
* Team player
* Problem solving Skills
* High work ethics
* Research and Analytical Skills
* Time Management
* Interpersonal skills

Company industry:
Banking
Job role:
Teaching and Academics

Education

Al Jazirah Institute of Science and Technology

December 2012

December 2012

Diploma, Human Resource Management

United Arab Emirates

Graduating in December 2012 Human Resource Management Diploma Al Jazirah Institute of Science and Technology, UAE Subject Studied: Communication, IT, Leadership, Performance Management, Risk Management, Financial Documents, Recruiting & selecting staff.

Al Jazirah Institute of Science and Technology

December 2012

December 2012

Diploma, Human Resource Management

United Arab Emirates

GPA (percentage): 88%

GPA (percentage): 88%

June 2006 High School Certificate (Science Major) Abu Dhabi Woman's Association

National Bank of Abu Dhabi

December 2012

December 2012

Diploma, English Language Course

United Arab Emirates

Training Course 2009-2011 * Orientation Program * English Language Course * Attended ''In House Training'' In Anti Money laundering * Attended ''In House Training'' Operation Risk Management Program * Annual Survey of Letter of Credit Law & Practice Conference * Program of Financial Accounting * Attended Derivatives Legal Workshop * Programme on Introduction to Corporate Credit * Attended Anti Money Laundering Workshop * Financial Literacy Workshop * Communication & Interpersonal Skills * Negotiation Skills * GLCMS Limits and Collateral Management Systems * FACT Training * RA5 Training

Skills

Resource Management
Expert
Resource Management
Expert
Human Capital Management
Expert
Human Capital Management
Expert
Natural Resource Management
Expert
Natural Resource Management
Expert
Trade Management
Expert
Trade Management
Expert
Cultural Resource Management
Expert
Cultural Resource Management
Expert
BASIS
Expert
BASIS
Expert
C
Expert
C
Expert
CREDIT
Intermediate
CREDIT
Intermediate
CUSTOMER SERVICE
Expert
CUSTOMER SERVICE
Expert
DISPATCH
Expert
DISPATCH
Expert
FINANCIAL STATEMENTS
Intermediate
FINANCIAL STATEMENTS
Intermediate
PAYMENTS
Intermediate
PAYMENTS
Intermediate
PROPOSALS
Intermediate
PROPOSALS
Intermediate
SECURITIES
Intermediate
SECURITIES
Intermediate
VOUCHERS
Intermediate
VOUCHERS
Intermediate
Resource Management
Expert
Resource Management
Expert
Human Capital Management
Expert
Human Capital Management
Expert
Natural Resource Management
Expert
Natural Resource Management
Expert
Trade Management
Expert
Trade Management
Expert
Cultural Resource Management
Expert
Cultural Resource Management
Expert

Languages

Arabic
Expert
English
Expert

Memberships

National bank of Abu Dhabi

healthclub

December 2011

Training and Certifications

Certifications
Diploma
Al Jazirah Institute of Science and Technology
Sep 2010 - Sep 2012