Kashif Zulfqar

Driven the credit card sale and other Financial banking product
Handling inquiries and delivering service related to credit cards
Meeting with prospective clients to explain credit card features, benefits, interest rates, and fees
Manage all type of Visa Card (Classic, Gold, Platinum, Corporate) and Mastercard products,
Identifying and pursuing cross-selling opportunities within existing bank and external markets
Verify and verified the CC application with accurate using of CIB and Financial statement analysis as per SOP of Bank
Ensure the Revenue recovery on time follow up advance planning by using Tele call and professional visits relationship
Coordinate with Supporting department for Smooth fruitful Working

identify and acquire new clients to expand the bank’s loan portfolio.
Create and verify customer financial data and assign business appraisal verification and complete assistance provide documentation in compliance with bank policies.
Manage and Control existing client portfolios, ensuring timely recovery of monthly installments, and follow up on delayed payments
Build strong, professional relationships with clients, offering financial solutions, and providing excellent service with integrity & respect
Promotion Marketing and sell various bank products, including microfinance loans, deposits, and digital banking services
Ensure standard quality of analyzing creditworthiness, with strong compliance policies by using ECIB & Nadra verses data base and Security exchange council Policies
Using telecommunication tools and professional visits upon fiend to maximize the branch revenue and exceed the assign Target
Advance strategy pan for follow ups to ensure Recovery for for maintain recovery trend to avoid and control Portfolio on Risk

Financial assistance mobilizer, processor, researcher for SME and Large Multiple financial assistance Product
Created new portfolio for business enhance and maintain existing client portfolio
Find the customer needs, Business verification and build appraisal and processing form via online formation conduct screening with line manager and approved of relevant product
Documents controller, PDC, appraisal file, approval, personal files and confidential files also dispatched to Head office
Recovery collection advance follow up and maintain recovery trend for control Financial risk of portfolio
Manage cash flow punch and post for Bank book and branch book on Mw live financial software
Record keeping, equipment, stationaries, operational accessories controlling
Assist to branch manager on multiple task especially Assistant branch manager responsibilities
Excellent team work and cooperate with collogues subordinate