Team Lead SMR Area SME & Commercial
Bank Islamic Pakistan Limited
Total years of experience :7 years, 9 Months
• Presenting / Advising to new client about Core Islamic Banking Products.
• Analyzing Customer Worthiness with the help of their Financial Statements.
• Preparation of Credit Proposal and Risk Analysis.
• Implementation and Monitoring of Sharia Policies & SOP of the Bank.
• Follow up/Coordinate with client for removal of Upcoming Queries/Exceptions.
• Monitoring of Disbursements & Repayments.
• Monitoring the Monthly MIS Reports.
• Handling Trade Related Queries and Limits.
HMA Pumps (Pvt.) LTD "Credit Officer" Jan 2010 to May 2010
* Contract Review and Inter Order Form processing.
* Credit Control and Payment Policy Implementation.
* Coordinate and follow Up with RSM for Overdue Accounts.
* Follow up with client for overdue payments.
* Monitoring of Client Property.
* Sales / Production coordination.
* Updating of Recovery Status and provide list of bust ages,
Internet Marketing (Pvt.) LTD Credit and Accounts "Officer" Jan 09 to Jan 2010
* Scrutiny of Documentations.
* Preparing Receivable Report for Collection.
* Monitoring Bank reconciliation.
* Monitoring of Monthly CHQ Deposits in Bank.
* Monitoring of Outstanding Amount/CHQ for payments.
* Preparation of MIS for Receivables and Outstanding on daily basis.
* Resolving day-to-day issues.
* Monitoring of Recovery Staff.
Extra Qualification: * Proficiency in Computer: MS Office (Excel, Word, Power Point, Email and Internet)
* Basic Passenger Services Course: PIA Training Center Karachi.
* Basic Passenger Sales Course: PIA Training Center Karachi.
Faysal Bank - Credit Administration "Credit Officer OG-III" Jun 2006-May 2008
* Scrutiny of Documentations.
* Preparation of Offer Letter and Charge/Legal Documents.
* Execution of Charge/Legal Documents
* Facility Creating/Limit feeding in System and Disbursement of Loan in System.
* Upfront Insurance Feeding in Systems.
* Checking of Loan files and releasing of RA for remote city (Hyderabad)
* Preparation of MIS.
* eCIB Reporting.
* Suspense Account monitoring and balancing on daily basis.
* Monitoring of loan on periodic basis and Reconciliation of Disbursed Loans.
* Resolving day-to-day customers' issues.
Union Bank "Country Sales Coordinator Secure Assets" May 2004 to Jun 2006
* Scrutiny of Documentations to Compliance the Bank's SOP.
* Monthly Sales Review and Monitoring of Sales Targets for each Region.
* Monitoring of Stage-I and Stage-II.
* Coordinating with Credit Initiation Unit and Consumer Operations Departments for issues resolution.
* Monitoring of Honda Atlas Cars Booking on Pan Pakistan Basis.
* Coordinating with Dealers for quick delivery of vehicles to maximize the Monthly Booking Targets.
* Monitoring of Excise Documents and File to Secure the Bank's Assets.
* Preparation of MIS for National Sales Manager.
Non-Banking Experience