mohamed osman, Customer Relationship Deputy Manager &Senior corporate finance

mohamed osman

Customer Relationship Deputy Manager &Senior corporate finance

bank misr

Location
Egypt - Cairo
Education
Higher diploma, credit facilities
Experience
17 years, 1 Months

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Work Experience

Total years of experience :17 years, 1 Months

Customer Relationship Deputy Manager &Senior corporate finance at bank misr
  • Egypt
  • My current job since April 2007

Banker for BanqueMisr Islamic branches from 2007.

Working at credit and investment department for 2 years at branch

(working Executive in Retail Islamic Loans - Cars - Durable - SME's Projects )

Working at Islamic credit and investment Administration as credit analyst for 4 Years.

Working as customer relationship deputy manager for large corporate from 2010 till now.

Working with  32  large Islamic corporate loans

Working At 1 syndicated Loan (Hadid El Masryeen)

Working as auditor for Sme's group of work.

My Career Activity at (Islamic credit and investment Administration)

Open new markets in corporate finance, contact with current customers and follow them financial portfolio.

Prepare CPM (Credit Proposal Memorandum for corporate customers)

Deal with Customer after loan approval.

Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.

Prepare reports that include the degree of risk involved in extending credit or lending money.

Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.

Confer with credit association and other business representatives to   exchange credit information.

Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.

Generate financial ratios, using computer programs, to evaluate customers' financial status

senior Corporate finance at BanqueMisr
  • Egypt - Cairo
  • My current job since January 2010

- Banker for BanqueMisr Islamic Dept. from 2007 Till Now.
- Working at credit and investment department for 3 years
o (working Executive in Consumer Islamic Loans - Cars - Durable - SME's Projects for 1 year)
- Working at Islamic credit and investment Administration for 5 Years as Financial Analyst.
- Working with 19 Islamic large corporate loans
- Working At syndicated Loan (Hadid El Masryeen)
- Working as manager Assistant at corporate Customer relationship management
- Now Working As SME'S Lender Specialist for 124 Customers.
My Career Activity at (Islamic credit and investment Administration)
1. Open new markets in corporate finance, contact with current customers and follow them financial portfolio.
2. Prepare CPM (Credit Proposal Memorandum for corporate customers)
3. Deal with Customer after loan approval.
4. Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
5. Prepare reports that include the degree of risk involved in extending credit or lending money.
6. Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
7. Confer with credit association and other business representatives to exchange credit information.
8. Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
9. Generate financial ratios, using computer programs, to evaluate customers' financial status

Education

Higher diploma, credit facilities
  • at INSTITUTE OF BANKING AND FINANCIAL
  • April 2015

HOW TO BE PROFFISSIONAL FINANCER COURSE

Master's degree, credir finance
  • at INSTITUTE OF BANKING AND FINANCIAL
  • April 2010

MODERN TECHNIQUES OF BANK CREDIT ANALYSIS AND MANAGEMENT WHILE OBSERVING ISLAMIC SHARIA LAW.    

Bachelor's degree, banking
  • at جامعة بنى سويف
  • June 2006

financial services

Bachelor's degree, accounting
  • at Fuclty of commerce
  • May 2006

c edit analyst

Specialties & Skills

انشاء العلاقات مع عميل الإئتمان ومتابعتة بعد المنح
التحليل المالى و الفنى و السوق والإقتصاد وعوامل
انشاء المذكرات الإئتمانية وتحديد احتياجات العميل
دراسة مخاطر السوق و مخاطر الائتمان ومخاطر السداد
فتح اسواق جديدة و منح شرائح جديدة من العملاء
Risk Management
Dale Carnegie High Impact Presentation
Marketing Reasearch
Dealing With Customer
Dale Carnegie Sales Advantages
Financial Analysis
Awareness of banking industry; general trends and computer literate.
Familiarity with regulatory guidelines
Ability to conduct financial and risk analysis.
financial statements analyst
Risk management
Sme's finance
corporate finance

Languages

Arabic
Expert
English
Expert

Memberships

BanqueMisr
  • Banker
  • November 2006

Training and Certifications

- MODERN TECHNIQUES OF BANK CREDIT ANALYSIS AND MANAGEMENT WHILE OBSERVING ISLAMIC SHARIA LAW. (Training)
Training Institute:
INSTITUTE OF BANKING AND FINANCIAL TRAINING
Date Attended:
January 2007
Duration:
300 hours
Accounting Fundamentals Certification (Certificate)
- SMALL BUSINESS FINANCE (Training)
Training Institute:
INSTITUTE OF BANKING AND FINANCIAL TRAINING
Date Attended:
May 2009
- MODERN TECHNIQUES OF BANK CREDIT ANALYSIS AND MANAGEMENT WHILE OBSERVING ISLAMIC SHARIA LAW (Training)
Training Institute:
INSTITUTE OF BANKING AND FINANCIAL TRAINING
Date Attended:
January 2009
CPA Preparation (Training)
Training Institute:
INSTITUTE OF BANKING AND FINANCIAL TRAINING
Date Attended:
January 2009
CIPA Preparation (Training)
Training Institute:
INSTITUTE OF BANKING AND FINANCIAL TRAINING
Date Attended:
March 2010

Hobbies

  • Computer
    OCP: ORACLE CERTIFIED PROFISSIONAL (DEVELOPER). - OCP: ORACLE CERTIFIED PROFISSIONAL (ADMINISTRATORE). - SCJP: Sun Certified java Programmer (PREPARATION) -NETWORK ESSINTIALS WITH WINDOWS 2003 SERVER - ICDL (INTRNATIONAL COMPUTER DRIVING LISENCE) - ENGLISH ADVANCED (WRITING- READING-LISTENING (SLS CAMBRIDGE -IMPLEMENTER))