mohamed osman

Banker for BanqueMisr Islamic branches from 2007.

Working at credit and investment department for 2 years at branch

(working Executive in Retail Islamic Loans - Cars - Durable - SME's Projects )

Working at Islamic credit and investment Administration as credit analyst for 4 Years.

Working as customer relationship deputy manager for large corporate from 2010 till now.

Working with  32  large Islamic corporate loans

Working At 1 syndicated Loan (Hadid El Masryeen)

Working as auditor for Sme's group of work.

My Career Activity at (Islamic credit and investment Administration)

Open new markets in corporate finance, contact with current customers and follow them financial portfolio.

Prepare CPM (Credit Proposal Memorandum for corporate customers)

Deal with Customer after loan approval.

Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.

Prepare reports that include the degree of risk involved in extending credit or lending money.

Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.

Confer with credit association and other business representatives to   exchange credit information.

Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.

Generate financial ratios, using computer programs, to evaluate customers' financial status

- Banker for BanqueMisr Islamic Dept. from 2007 Till Now.
- Working at credit and investment department for 3 years
o (working Executive in Consumer Islamic Loans - Cars - Durable - SME's Projects for 1 year)
- Working at Islamic credit and investment Administration for 5 Years as Financial Analyst.
- Working with 19 Islamic large corporate loans
- Working At syndicated Loan (Hadid El Masryeen)
- Working as manager Assistant at corporate Customer relationship management
- Now Working As SME'S Lender Specialist for 124 Customers.
My Career Activity at (Islamic credit and investment Administration)
1. Open new markets in corporate finance, contact with current customers and follow them financial portfolio.
2. Prepare CPM (Credit Proposal Memorandum for corporate customers)
3. Deal with Customer after loan approval.
4. Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
5. Prepare reports that include the degree of risk involved in extending credit or lending money.
6. Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
7. Confer with credit association and other business representatives to exchange credit information.
8. Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
9. Generate financial ratios, using computer programs, to evaluate customers' financial status