محمد Okbi, Head of Operational Risk

محمد Okbi

Head of Operational Risk

Bank Al Bilad

البلد
المملكة العربية السعودية - الرياض
التعليم
, Regional Compliance Workshop
الخبرات
30 years, 9 أشهر

مشاركة سيرتي الذاتية

حظر المستخدم


الخبرة العملية

مجموع سنوات الخبرة :30 years, 9 أشهر

Head of Operational Risk في Bank Al Bilad
  • المملكة العربية السعودية - الرياض
  • أشغل هذه الوظيفة منذ ديسمبر 2016

• Implement the Operational Risk tools bank wide
• Implement Operational Risk Basel II Requirements
• Conduct Operational Risk assessment Bank wide
• Conduct Operational Risk awareness and training Bank wide
• Managing SAMA inspection projects and observations closure

CEO Compliance Advisor في BANK AL BILAD
  • المملكة العربية السعودية - الرياض
  • سبتمبر 2014 إلى ديسمبر 2016

• Managing SAMA inspection projects and observations closure (Present)
• Member of SAMA observation resolution committee
• Coordinate Bank wide SAMA compliance process
• Manage the relation with Internal Audit
• Working with Corporate Governance and Internal Control Functions consultancy projects
• Manage the Internal Control Assessment project with SAMA
• Manage SAMA correspondence project that includes the automation and process enhancement

Head of Compliance & Anti Financial Crimes (Acting) في Bank Albilad
  • المملكة العربية السعودية - الرياض
  • سبتمبر 2015 إلى ديسمبر 2016

• In addition to the below responsibilities as CEO Compliance Advisor, Managing Compliance, Anti-Financial Crimes, AML and Anti-Fraud
• Attending the Compliance and Governance Board Committee
• Member of the following Management Committees:
o Compliance Committee (Committee secretary)
o Anti-Fraud Committee (Committee secretary)
o Risk Management Committee
o Business Continuity Committee
o Information Security Committee

Director, Risk Management في BINLADIN HOLDING COMPANY
  • المملكة العربية السعودية - جدة
  • ديسمبر 2013 إلى سبتمبر 2014

Bin Ladin Holding Company is a new company to play the role of holding company for more than 350 Companies as subsidiaries.

My role is to establish the risk function among the Holding company and all subsidiaries in preparation for IPO

Chief Operating Officer في AL YUSR INSTALMENT CO.
  • المملكة العربية السعودية - الرياض
  • مارس 2013 إلى ديسمبر 2013

• Board of Directors secretary
• Chairman of the following Committees:
- The new strategy steering committee
- The financial modeling steering committee
• Member of the following committees:
- Credit committee.
- New system steering committee
- IPO committee
• Managing the following Divisions/Departments:
- Corporate.
- Retail and Branches.
- Credit.
- Sales.
- Customer service.
- Marketing and E-Commerce
- Operations and Control.
- Quality assurance.
- Archive.
- Stock yard.
• Review/Write all P&P.
• Establishing the new function of Risk and Compliance.

Consultant Director في Crowe Horwath
  • المملكة العربية السعودية - الرياض
  • يوليو 2012 إلى مارس 2013

• Risk
• Internal audit
• Fraud & Ethics
• Corporate governance
• Enterprise risk management
• Compliance
• Technology risk

Assistant General Manager - Chief Compliance Officer في SAUDI HOLLANDI CAPITAL
  • المملكة العربية السعودية - الرياض
  • ديسمبر 2009 إلى يونيو 2012

• Chairman of the following Committees:
o Compliance Committee.
o Client Acceptance Committee.
o Audit Committee.
• Member of the following Committees
o Risk Committee.
o Engagement Committee.
o Due Diligence Committee.
o Group Compliance Committee.
o Investment Advisory Committee.
o Investment Products Committee.
o Credit Committee.
• Responsible for all Audit issues in coordination with SHB Internal Audit Division.
• Responsible for all legal aspects in coordination with SHB Legal Division.
• Advice and support the business to comply with regulatory and SHC requirements
• Handling the Complaints function.
• CMA registered and certified (CME).

Assistant General Manager - Head, Operational Risk Management, Basel II Project Manager &BCP Manager في SAUDI HOLLANDI BANK
  • المملكة العربية السعودية - الرياض
  • يوليو 2006 إلى ديسمبر 2009

• Basel II Steering Committee manager.
• Manage Basel II Project implementation bank wide.
• Successfully led the Bank to comply with Basel II Standardized Approach as per SAMA deadline 1st January 2008 in less than 14 Months.
• Successfully prepared and finalized the foundation and infrastructure for the Bank to comply with FIRB Approach.
• Develop Basel II models framework.
• Implement SAS for Basel II segmentation.
• Provide overall daily project management by coordinating projects and actions undertaken in different areas of bank activity, including systems.
• Prepare project documentation (resource plans, critical paths for projects etc.).
• Monitor plans execution/progress against targets.
• Develop and deliver timely Basel II and ORM communication (including successes, key program milestones, issues and risks).
• Provide oversight for Basel II and ORM training and education program.
• Lead more than 40 staff working as Basel II team.
• Lead more than 21 staff working as ORM team.
• Representing SHB in SIMAH
• Representing SHB - Basel II and ORM in SAMA
• Preparing SAMA Basel II and ORM reports
• Business Continuity Manager for Risk Management Division
• Select, validate and implement Corporate Credit Risk Rating and ORM systems
• Develop and communicate Basel II and ORM policy
• Develop ORM policy and procedures
• Conduct ORM awareness and training Bank wide
• Chairman of Operational Risk Management Committee
• Implement the ORM tools Bank-wide:
o Bank Operational Loss Database (BOLD)
o Operational Risk Assessment Process (ORAP)
o Risk Self-Assessment (RSA)
o Key Risk Indicator (KRI)

Senior Fund Administrator في The National Commercial Bank
  • المملكة العربية السعودية
  • فبراير 2006 إلى يوليو 2006

• Develop Assets Management Policy and Procedures
• Identify major risks and implement controls
• Automate the Funds Administration process
• Al Manarah Funds Administration
• Coordinate with Risk Management Division to implement Basel II as Divisional Operational Risk Manager (DORM)

Operational Risk Manager في The National Commercial Bank
  • المملكة العربية السعودية
  • أبريل 2002 إلى يناير 2006

• Develop the NCB Operational Risk Department back in 2002-2003
• Conduct Operational Risk awareness and training Bank wide
• Implement the Operational Risk tools bank wide
o Control Risk Self Assessment (CRSA)
o Operational Risk Assessment
o Divisional Operational Risk Managers (DORM's) (27 ORM Coordinators)
o Major Risks
o Critical Trigger Point (CTP)
• Implement Operational Risk Basel II Requirements
• CARE 2004 system (ORM system) Administrator
• The Risk Review Committee Secretary

Project Management for Risk Management Department:
• Full Time Equivalent (FTE)
• Allocation Basis Cost (ABC)

Team member of the following projects:
• Business Continuity Plan (BCP)
• Disaster Recovery Plan (DRP)
• Risk Rating System
• RMD restructuring

Additional responsibilities:
• Work as Financial Controller for RMD
• Prepare RMD monthly expenses report
• Prepare RMD Budget and follow-up for the Cost Centers
• Risk Management Division’s Training Coordinator
• Prepare the quarterly report (Balance scorecard, Operating plan, EFT and other reports)
• Build and maintain the Risk Management Division Intranet Site

Assistant Manager في Riyad Bank
  • المملكة العربية السعودية - الرياض
  • أكتوبر 1999 إلى مارس 2002

Major Accomplishments:
• Develop the Treasury MIS.
• Preparation of the detailed and summarized monthly reports of Profit & Loss and Balance Sheet. This report includes full analysis of the Profit and Loss.
• Preparation of the detailed Budget.

Senior Financial Analyst في The National Commercial Bank
  • المملكة العربية السعودية - جدة
  • يوليو 1995 إلى سبتمبر 1999

Major Accomplishments:
• Preparation of the detailed and summarized monthly reports of profit and loss. This report includes full analysis of the P&L.
• Preparation of the detailed and summarized monthly report of Cost Centers Expenses. This report includes full analysis of the Cost Centers expenses.
• Preparation of the detailed and summarized monthly reports of Balance sheet and Off balance sheet Treasury Division and off balance sheet NCB. These reports include full analysis of the Actual and Average balance sheets.
• Prepares the reconciliation report between the Finance One (NCB system) and Devon program for the investment and trading deals.
• Prepares of the detailed and summarized monthly reports of Legal, Management, Computer and Software, Custody, Business promotion, Communications, Reuters and Telerate, Training and Staff Expenses. These reports include full Analysis of the expenses compared with budget.
• Preparation of the detailed and summarized monthly report of capital expenditure. This report includes full analysis of the capital expenditure movements.
• Budget preparation and follow-up for the Cost Centers.

Auditor في Whinney Murray & Co. (ERNST & YOUNG)
  • المملكة العربية السعودية - الرياض
  • سبتمبر 1993 إلى فبراير 1995

• Preparing a General Auditing Plan (Identify areas of audit significant)
• Understand and evaluate significant source of information
• Performing of Risk Assessments
• Preparing an audit test program
• Performing test controls and substantive tests of balances
• Member of a work team handling some large accounts including leading, Banking, Industrial, commercial and services organizations including:
o Banking: SAMBA, SABB, NCB, SAMA and Al Rajhi Investment Co.
o Commercial and Services: Rana Investment Company, Al Jeraisy Group, ACE Travel, Saudi Catering Company, Intergraph Communications Company, Al Mutlaq Furniture.
o Industrial: ABB, Carrier Air-condition Company, Saudi Lighting Company, Saudi Ceramic Company, Saudi Oil Company, Saudi Pearls and Gold Factory (Lazordi)

Customer Service Representative في Al Bank Al Saudi Al Fransi
  • المملكة العربية السعودية - المدينه المنوره
  • أبريل 1993 إلى أغسطس 1993

Customers Services Representative

الخلفية التعليمية

, Regional Compliance Workshop
  • في Financial Crime Compliance Academy - Standard Chartered Bank
  • نوفمبر 2015
, MENA Sanctions and Financial Crime Symposium
  • في EY
  • أكتوبر 2015
, The Identification and Mitigation of Financial Crime Risks
  • في IIF
  • يونيو 2015
, AML, Anti-fraud, Anti-terrorism & KYC
  • في AlMujaz High Institute Edu.
  • مايو 2015
دبلوم, Corporate Governance
  • في Hawkama and Mudara
  • ديسمبر 2014
دبلوم, Problem Solving
  • في Marc Training
  • يونيو 2014
دبلوم, Crowe Horwath International Conference
  • في Crowe Horwath
  • نوفمبر 2012
دبلوم, Islamic Finance Conference - Speaker
  • في Crowe Horwath
  • أكتوبر 2012
دبلوم, Basel III Awareness
  • في Saudi Hollandi Training Academy
  • أبريل 2012
دبلوم, Certified Compliance Officer - CCO
  • في American Academy of Financial Management
  • فبراير 2012
دبلوم, Anti Fraud
  • في Banker’s Academy
  • ديسمبر 2011
دبلوم, Compliance Workshop
  • في HFFC
  • نوفمبر 2011
دبلوم, Operational Risk Workshop
  • في Saudi Hollandi Training Academy
  • نوفمبر 2011
دبلوم, Credit Risk Workshop
  • في Euromoney Training EMEA
  • يونيو 2008
دبلوم, The 8th Banking Conference of GCC
  • في Central Bank of Kuwait
  • مايو 2007
دبلوم, Basel II Implementation
  • في 6 Sigma Training
  • فبراير 2007
دبلوم, CAAML
  • في Saudi Hollandi Bank
  • نوفمبر 2006
دبلوم, Portia System (Assets Management System - Investment Funds)
  • في Thomson Financial Ltd
  • فبراير 2006
دبلوم, Measuring and Managing Operational Risk for Basel II
  • في Euromoney Training
  • مايو 2005
دبلوم, Control and Risk Self Assessment Workshop – CRSA - Finance and Accounting Division
  • في Aldar Audit Bureau
  • ديسمبر 2004
دبلوم, CARE System
  • في Corporate Governance Consultancy Limited – CGC
  • نوفمبر 2004
دبلوم, Control and Risk Self Assessment Workshop - CRSA - Finance and Accounting Division
  • في Aldar Audit Bureau
  • أكتوبر 2004
دبلوم, Operational Risk Management
  • في The Institute of Banking, IOB, SAMA
  • يونيو 2004
دبلوم, Control and Risk Self Assessment Workshop - CRSA - Remedial Division
  • في Aldar Audit Bureau
  • أبريل 2004
دبلوم, Operational Risk Management
  • في IIR
  • ديسمبر 2003
دبلوم, Journey to Excellence Through Exceeding Customer Expectations
  • في Riyad Bank
  • يونيو 2000
دبلوم, Saudi Accounting Standards Seminar
  • في Whinney Murray & Co. (Ernst & Young)
  • أكتوبر 1999
دبلوم, Workshop in FX & MM Derivatives
  • في The Institute of Banking, IOB, SAMA
  • سبتمبر 1997
دبلوم, Accounting for Treasury Products
  • في The Institute of Banking, SAMA
  • نوفمبر 1996
دبلوم, Financial Analysis & Interpn of Financial Statements
  • في The Institute of Banking, IOB, SAMA
  • يوليو 1996
بكالوريوس, Accounting
  • في King Saud University
  • فبراير 1993

Specialties & Skills

Compliance
Internal Audit
MS Office
Project Management

اللغات

الانجليزية
متمرّس
العربية
متمرّس

العضويات

American Academy of Financial Management
  • Certified Compliance Officer - CCO
  • February 2012

التدريب و الشهادات

Certified Compliance Officer - CCO (الشهادة)
تاريخ الدورة:
February 2012
صالحة لغاية:
February 2012