MOHMAD RAFI MATTOO

Credit Analyst at ADCB

• United Arab Emirates - Abu Dhabi
• August 2020 to December 2023

Credit Analyst at UNB

• United Arab Emirates - Abu Dhabi
• December 2016 to August 2020

Credit Analyst at NBAD

• United Arab Emirates - Abu Dhabi
• September 2015 to October 2016

Data Processing Officer at ADCB

• United Arab Emirates - Abu Dhabi
• February 2010 to July 2015

Relationship Officer at Abu Dhabi Commercial Bank (ADCB)

• United Arab Emirates
• September 2008 to February 2010

Key Accountabilities:  Developed a targeted marketing strategy and account plan that specifically addresses the needs of the Small Medium Enterprise segment.  Generated a network of potential clients and developed the new business as well as managed existing relationships through a professional approach to gain customer loyalty and retention.  Achieved revenue growth targets and maximized operating capabilities, profitability, and strategic focus to effectively penetrate the market and gain market share.  Identified new opportunities by visiting various Corporate and propelled business growth by selling products to Branch clients.  Meeting monthly targets and sourcing application within the set policies.  Making proposals and escalating to credit team for analysis. PREVIOUS ASSIGNMENTS

Sales Executive at ADCB

• United Arab Emirates - Abu Dhabi
• August 2008 to February 2010

Assistant Accountant at Lucky Cooperative Society

• India - Srinagar
• March 2007 to April 2008