Gold Loan Officer
DCB Bank
Total years of experience :3 years, 11 Months
-Refer loan applications to management for approval.
-Meet with applicants to obtain information for loan applications and to answer questions about the process.
-Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
-Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
-Handle customer complaints and take appropriate action to resolve them.
-Manage the portfolio for Gold Loan of the branch.
-Leading a team to ensure business growth.
-Guiding and motivating subordinates in achieving their goals.
-To generate revenue and ensure overall business growth.
-Training the sales team on all the Gold Loan activities from time to time.
-Maintaining quality of the business by tracking & controlling the team.
Handling business of Gold Loan and other cross selling thirdpartyproducts.
Handing all the branch level activities for ensuring business growth. Systematic planning for smooth functioning and for developing cohesiveness within the company and co-workers.
Maintaining quality of the business.
Preparing reportsrelated to branch functioning.
Dealing with subordinates, clients and superiors effectively.
Providing best customer service.
Handling entire operations of the branch except valuation of gold.
Honours in Master's in Business Administration. ACHIEVEMENTS AND AWARDS Secure 2nd position in Shares Trading Game named as Money Mantras. Secure 1st position in Art of Communication Presentation. Participated in the National Conference (2011). Coordinator in events in Jodhpur Institute of Management. Volunteer in events in Jodhpur Institute of Management. Secure 2nd position in Fashion Show conducted by Aishwarya college of Jodhpur. INDUSTRIAL TRAINING At HONKONG AND SHANGHAI BANKING CORPORATION (HSBC), JODHPUR in fulfillment of Post-Graduate Programme in Management.
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