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NISHANT PRUTHI, CREDIT MANAGER - LAP MORTGAGES

NISHANT PRUTHI

CREDIT MANAGER - LAP MORTGAGES·KOTAK MAHINDRA BANK LIMITED

India

Master's degree, Finance

Work experience

Total years of experience: 15 years, 3 months

CREDIT MANAGER - LAP MORTGAGES

September 2014 - Present

KOTAK MAHINDRA BANK LIMITED

India

September 2014 - Present

Company industry:
Banking
Job role:
Accounting and Auditing

credit manager

May 2012 - September 2014

ICICI BANK LIMITED

India

May 2012 - September 2014

ICICI BANK LIMITED MAY '12 - TILL DATE
work experience = 1 Year & 8 months credit manager
Responsibilities & Learning:
• Credit decisioning & underwriting.
• Preparing sanction notes of the proposals with ticket size upto 2 Crores.
• Vendor management.
• Assigning and managing the work of Credit Process Associates.
• Monitoring of various existing facilities.
• Usage of policy guidelines on these applications to take the appropriate decision- within specified TAT.
• Compliance of Audit.
• Portfolio Quality management, Review of Pending PDD's, CAM expiry monitoring & Renewal of call memos
• Location Management and sensitivity towards customer requirement.
• Responsible for Mortgage cases of 9 Branches in Punjab Region.
• Responsible for timely training of sales team based on different aspects of policy and queries faced by credit team
• Responsible for managing the work in synchronization with sales and operations team to reduce the end-to-end TAT.
• Compliance of Hind Sighting.

Company industry:
Banking
Job role:
Accounting and Auditing

TRAINEE

September 2013 - September 2013

ICICI Bank Limited

India

September 2013 - September 2013

• 3 days training on Managerial Effectiveness done at "ICICI Bank Limited 9 sep '13 - 11 sep '13

Company industry:
Banking
Job role:
Accounting and Auditing

TRAINEE

May 2011 - July 2011

Bank of Baroda

India

May 2011 - July 2011

• 2 months Summer Internship done at "Bank of Baroda", Chandigarh May '11 - July' 11

Company industry:
Banking
Job role:
Accounting and Auditing

SOFTWARE ENGINEER

March 2010 - July 2010

ORACLE FINANCIAL SERVICES SOFTWARE LIMITED

India

March 2010 - July 2010

ORACLE FINANCIAL SERVICES SOFTWARE LIMITED MAR '10 - JULY' 10

On the job training + work experience = 3 months SOFTWARE ENGINEER
Responsibilities & Learning:
• Basic Training on Software languages

Company industry:
IT Services
Job role:
Information Technology

TRAINEE

March 2010 - July 2010

Financial Software Services

India

March 2010 - July 2010

• 3 months on-job training done at "Oracle Financial Software Services", Bangalore Mar '10 - July '10

Company industry:
IT Services
Job role:
Information Technology

TRAINEE

January 2010 - March 2010

IBM

India

January 2010 - March 2010

• 1 month training done at "IBM", Bangalore Jan '10 - Mar;10

Company industry:
IT Services
Job role:
Information Technology

TRAINEE

July 2008 - August 2008

BSNL

India

July 2008 - August 2008

• 2 months Industrial training done at "BSNL", Kurukshetra July '08 - Aug' 08

Company industry:
Telecommunications
Job role:
Research and Development

TRAINEE

July 2007 - August 2007

Bharat Electronics Limited

India

July 2007 - August 2007

• 2 months Industrial training done at "Bharat Electronics Limited", Panchkula July '07 - Aug' 07

Company industry:
Public Administration
Job role:
Engineering

Education

UNIVERSITY BUSINESS SCHOOL

May 2012

May 2012

Master's degree, Finance

GPA (percentage): 67.85%

GPA (percentage): 67.85%

✓ MBA in Finance (minor Marketing) from UNIVERSITY BUSINESS SCHOOL Panjab university, Punjab, 67.85 % - May 2012

Kurukshetra University

June 2009

June 2009

High school or equivalent, Electronics and Communication

India

GPA (percentage): 69.95%

GPA (percentage): 69.95%

✓ B-Tech in Electronics and Communication from CDLMEC affiliated to Kurukshetra University, (69.95%) - June 2009.

GNAV

March 2005

March 2005

High school or equivalent, SCIENCE

India

GPA (percentage): 82.80%

GPA (percentage): 82.80%

✓ XII from GNAV affilated to CBSE in March 2005 - 82.80 % (PCM)

GNAV

March 2003

March 2003

High school or equivalent, SCIENCE

India

GPA (percentage): 85.60%

GPA (percentage): 85.60%

✓ X from GNAV affilated to CBSE in March 2003 - 85.60 %

Bayt.com tests

IQ Test

Administrative and Support Service

Skills

Banking
Expert
Banking
Expert
Auditing
Expert
Auditing
Expert
Credit Risk
Expert
Credit Risk
Expert
TRAINING
Expert
TRAINING
Expert
AUDIT
Intermediate
AUDIT
Intermediate
CAM
Intermediate
CAM
Intermediate
CASES
Intermediate
CASES
Intermediate
CREDIT
Intermediate
CREDIT
Intermediate
LOANS
Intermediate
LOANS
Intermediate
MORTGAGE
Intermediate
MORTGAGE
Intermediate
OF SALES
Intermediate
OF SALES
Intermediate
OPERATIONS
Intermediate
OPERATIONS
Intermediate
PROPOSALS
Intermediate
PROPOSALS
Intermediate
Banking
Expert
Banking
Expert
Auditing
Expert
Auditing
Expert
Credit Risk
Expert
Credit Risk
Expert

Languages

Hindi
Beginner
English
Beginner