Total Years of Experience: 16 Years, 9 Months
December 2015
To Present
Investment Manger
at aic Finance
Location :
Egypt - Cairo
• Preparing credit analysis for new partners and renewals to be presented to the committee
• Maintain the integrity of each credit file
• Complete ratio, trend and cash flows analyses and create projections
• Determine in depth the degree of risk involved.
• Follow-up with customers for the collection and portfolio management.
• Product design and pricing.
• Analysis of financial statements in order to determine disposition of the loan requested
• Examine financial transactions and credit history case by case (applications, statements balance sheets, legal documents etc).
• Identification of potential loan risks
• Maintain the integrity of each credit file
• Annually audit credit files
• Collect financial reporting data from loan operations specialists
• Review collection activity on delinquent accounts
• Communicate with clients regarding pending credit requests
• Assess creditworthiness of existing or prospective clients
• Prepare call reports, site visit reports, and credit memos and present them to credit committee
• Maintain the integrity of each credit file
• Complete ratio, trend and cash flows analyses and create projections
• Determine in depth the degree of risk involved.
• Follow-up with customers for the collection and portfolio management.
• Product design and pricing.
• Analysis of financial statements in order to determine disposition of the loan requested
• Examine financial transactions and credit history case by case (applications, statements balance sheets, legal documents etc).
• Identification of potential loan risks
• Maintain the integrity of each credit file
• Annually audit credit files
• Collect financial reporting data from loan operations specialists
• Review collection activity on delinquent accounts
• Communicate with clients regarding pending credit requests
• Assess creditworthiness of existing or prospective clients
• Prepare call reports, site visit reports, and credit memos and present them to credit committee
January 2014
To September 2015
Asset and Liabilities senior operations officer
at Barclays Egypt Bank
Location :
Egypt - Cairo
01/2014to 08/2015 Barclays- Egypt: Loan processing Senior Officer
• Handling customers complains through CBE; complain unit collection team, legal
department and call center.
• Handling a variety of transactions through a number of Mod Bank and flex Cube applications specially designed for that purposes accurately, efficiently within agreed time limit.
• Handling all the transaction and modifications activity related to loans & letters as well
• Providing world-class standard of service to customers as well as business partners.
• Responsible to initiate all types of transactions & modifications related to LPU ( pay off/ partial pay off/ change cycle/ write off/ recall/ cheques collection/ refund/ transfer/ letters issuance )
• Handling non- compliant or illegal requests submitted to the department.
• To prepare the RCA samples
• Handling customers complains through CBE; complain unit collection team, legal
department and call center.
• Handling a variety of transactions through a number of Mod Bank and flex Cube applications specially designed for that purposes accurately, efficiently within agreed time limit.
• Handling all the transaction and modifications activity related to loans & letters as well
• Providing world-class standard of service to customers as well as business partners.
• Responsible to initiate all types of transactions & modifications related to LPU ( pay off/ partial pay off/ change cycle/ write off/ recall/ cheques collection/ refund/ transfer/ letters issuance )
• Handling non- compliant or illegal requests submitted to the department.
• To prepare the RCA samples
August 2008
To August 2015
Senior officer
at Barclays Bank
Location :
Egypt - Cairo
operation Senior officer
August 2008
To January 2015
Card Center Senior Officer
at Barclays Bank Egypt
Location :
Egypt - Cairo
• Handling customers complains through CBE; complain unit collection team, legal
department and call center.
• Follow complaining customers to ensure customer satisfaction.
Coordinating and managing projects.
• Handling delivery process for Card Center products (Statements -PIN-cards) &
coordinating between the courier and bank customers.
• Auditing on Vendors and third party companies.
• Extracting analytical reports to the top management on the third parties performance and implementation plan.
• Support testing for new products.
• Managed suppliers & develop SLAs, E2E & contracting agreements in collaboration
with related departments
department and call center.
• Follow complaining customers to ensure customer satisfaction.
Coordinating and managing projects.
• Handling delivery process for Card Center products (Statements -PIN-cards) &
coordinating between the courier and bank customers.
• Auditing on Vendors and third party companies.
• Extracting analytical reports to the top management on the third parties performance and implementation plan.
• Support testing for new products.
• Managed suppliers & develop SLAs, E2E & contracting agreements in collaboration
with related departments
April 2007
To August 2008
Card Center Officer
at Blom Bank Egypt
Location :
Egypt - Cairo
• Data entry for Debit and Credit Card applications.
• Card operations/customer service Client's complains, activation, change address,
reissue replacement, etc.).
• Credit and Debit cards delivery process to branches.
• Stock cards controlling and dispatching of cards and pins.
• Handling and limiting Fraud cases.
• Card operations/customer service Client's complains, activation, change address,
reissue replacement, etc.).
• Credit and Debit cards delivery process to branches.
• Stock cards controlling and dispatching of cards and pins.
• Handling and limiting Fraud cases.
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