PRATHEEPKUMAR RANGASAMY

Insurance Underwriting:
▶ Reviewing:
o Review insurance applications and underwriting documents for completeness and accuracy.
o Ensure compliance with underwriting guidelines and regulatory requirements.
o Evaluate insurance applications and assess the degree of risk involved.
o Analyze relevant data, such as property information, historical claims, and financial statements.
o Determine appropriate coverage levels and policy terms.
o Calculate premiums based on risk analysis.
o Collaborate with agents and brokers to address underwriting inquiries.
▶ Approaching the facilities market for the placement and sharing of risks.
▶ Approaching the treaty leader for special approval in cases of high risks that exceed the treaty limits, such as policy period,
indemnity, and liability limits.
▶ Generate insurance policy documents and certificates
▶ Maintain accurate records and documentation related to policy issuance.
▶ Issuance of insurance policy documents and certificates, endorsements.
▶ Reports:
o Preparing monthly comparison production reports for the finance department.
o Preparing monthly IRU production reports for the Finance Department.
o Preparing monthly management production sales reports to compare the current year, last year, and monthly
performance and production.
o Preparing sales and broker-agent sales production reports.

Handling existing client renewal and new all line of General insurance requests.
✓ Review the scope of work and prepare the underwriting slip with the terms & Conditions and deductibles before approaching the insurance company.
✓ Approaching the insurance companies for the new/ existing business to obtain the quotes and finalize the renewals / new business.
✓ Handling K- Projects and private projects General insurances
✓ Negotiating with the insurance companies for the rate and new terms & conditions to include on the quote to provide/ serve the client's proper coverage.
✓ Maintaining confidentiality with all the documents and client details.
✓ Analyzing the General Insurance quotes, presting the comparison to the client which explains the detailed difference below the terms with one & other insurance companies.
✓ Auditing the quotes, policy documents, and premium calculations to ensure all are correct before delivering the policy documents to the client.
✓ Handling pre-risk survey.
✓ Handling all kinds of insurance claims.
✓ Maintaining the proper record of all the documents.
✓ Follow up for the premium with the client
 Commercial claims handling - Life and non - life.
 Ensure consistent data entry in the system for claims handled by self & team
 Prepare monthly analytical reports
 Prompt notification of the claim to the underwriters on receipt of intimation from the Client
 coordinating with the client for the collection of documents/information requested by the surveyors/average adjusters (if appointed by the client)/underwriters/P&I Club or their correspondents
 Following up with the surveyors/average adjusters for prompt completion of the Final Survey Report/ Statement of Claim

✓ Process and review insurance requirements and ensure all documents are complete.
✓ Work as a liaison between Client and Insurance Companies to ensure the proper flow of requests.
✓ Take payments from customers and process. Maintain the Statement of Accounts.
✓ Collaborates with Client and Insurance Companies with regards to coverages, changes in coverages, and perils.
✓ Services the designated book of business as it relates to marketing, administration and sales.
✓ Providing advice on making a claim and the processes involved.
✓ Processing new insurance claims notifications.
✓ Collecting accurate information and documents to proceed with a claim.
✓ Analyzing a claim made by a policymaker and monitoring the progress of a claim.
✓ Ensuring a fair settlement and good customer service for the client

Handling Sales executives and assigning proper tasks every day, monitoring their difficulties and
motivating them to achieve their target on a weekly and monthly basis.
✓ Every week and month analyzing their performances through their individual meeting and their
reports.
✓ Presenting online business presentations to the clients about the products.
✓ Identifying the prospect customers and giving business solutions to their business.
Achievements
✓ Signed the purchase orders for a chain of outlets
✓ Targets are achieved by appointing a new reseller every month.
✓ Acquired new customers in the field of the Hotel industry.
✓ Introduced new concept of calling the Resellers for the meeting, to the company every month
and presenting newly introducing product and their benefits

Sending business proposals on daily basis to all the companies and generating new leads for our
team.
✓ Generating new customers to the company and maintaining the existing clients to fulfill their
requirements in their company.
✓ Fixing the appointment through tele callers and giving a detailed business presentation about the
product in the client’s place.
Achievements
✓ Conducted Job fairs in various markets.
✓ Signed contract with Google to advert the advertisement in sponsor’s link.
✓ Signed contract with leading MNC to advertise their advisement about walk-in- interviews and
openings in the company and did brand promotion for various companies in our portal to increase
the traffic and the business of the client.

Providing trained and motivating full-time and part-time advisers every month.
✓ Looking for investors in the market and convincing them to invest in Life Insurance products in
long term or short term.
✓ Satisfying the customer’s queries on daily basis.
✓ Recruiting the advisors every month and giving product training for 15 days to make them
understand the product details before meeting the customers in the market.
Achievements
✓ In 2008 October, established 3 successful insurance products with long-term policy, which
increased revenues of the branch up to 10 lakhs.
✓ Received the Best Sales branch award for the year 2009.
✓ Created sales campaign to generate new consumer’s leads and recruiting new sales advisors.