Rami Semaan, Senior Credit Risk Analyst

Rami Semaan

Senior Credit Risk Analyst

BBAC

Location
Lebanon - Beirut
Education
Master's degree, Banking and Finance
Experience
16 years, 10 Months

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Work Experience

Total years of experience :16 years, 10 Months

Senior Credit Risk Analyst at BBAC
  • Lebanon - Beirut
  • My current job since April 2016

- Handle the full study and analysis of Commercial files with respect to financials, account activity and relations with other banks.
- Ensure the commercial files’ securities proposed are enough and cover the requested facilities.
- Provide the Credit Committee with recommendations based on the results of the analysis.
- Work with Credit Risk teams to support relevant risk discussions implementing the bank’s policies and best practices.
- Contribute to the further development of the Credit Risk Department strategies and tools.
- Act as an integrated member of the Credit Risk Team.
- Serve as the team’s point of contact for matters relating to commercial files under study.

senior credit risk analyst at Bank of Beirut
  • Lebanon - Beirut
  • January 2011 to March 2016

the full study and analysis of Commercial files with respect to financials, account activity and relations with other banks.
- Ensure the commercial files’ securities proposed are enough and cover the requested facilities.
- Lead/managed a team of 5 analysts and provided them with all the necessary training and information.
- Provide the Credit Committee with recommendations based on the results of the analysis.
- Work with Credit Risk teams to support relevant risk discussions implementing the bank’s policies and best practices.
- Contribute to the further development of the Credit Risk Department strategies and tools.
- Act as an integrated member of the Credit Risk Team.
- Serve as the team’s point of contact for matters relating to commercial files under study.

finance officer at save the children
  • Lebanon - Beirut
  • September 2006 to February 2010

- Managed Lebanon’s entity and reported directly to the regional Finance Manager.
- Prepared monthly financial reports, each with an average budget of US$1m.
- Coordinated with partners (international and local) regarding payments, budgets, spending, financial reports.
- Bookkeeping all transactions.
- Conducted field visits to partners’ premises in order to follow-up on their work.
- Managed company’s internal finances (salaries, office expenses, bank transfers) and ensured a smooth flow of transactions.
- Interacted with customers and established good relationships that yielded continuous satisfaction.
- Earned yearly performance bonuses due to fulfilling duties and portraying a favorable attitude with colleagues, partners and customers.

finance officer at save the children
  • Lebanon - Beirut
  • September 2006 to February 2010

- Managed Lebanon’s entity and reported directly to the regional Finance Manager.
- Prepared monthly financial reports, each with an average budget of US$1m.
- Coordinated with partners (international and local) regarding payments, budgets, spending, financial reports.
- Bookkeeping all transactions.
- Conducted field visits to partners’ premises in order to follow-up on their work.
- Managed company’s internal finances (salaries, office expenses, bank transfers) and ensured a smooth flow of transactions.
- Interacted with customers and established good relationships that yielded continuous satisfaction.
- Earned yearly performance bonuses due to fulfilling duties and portraying a favorable attitude with colleagues, partners and customers.

Education

Master's degree, Banking and Finance
  • at Lebanese American University
  • July 2013

Specialties & Skills

Team Spirit
Credit Review
Analysis
Credit Risk
communication
credit risk
commercial finance
teamwork, communication, analysis, credit risk, leadership
teamwork
leadership
analysis

Languages

Arabic
Native Speaker
English
Expert

Training and Certifications

cross selling (Training)
Training Institute:
DC Gardner
Date Attended:
November 2012
Duration:
16 hours
negotiation (Training)
Training Institute:
DC Gardner
Date Attended:
November 2012
Duration:
14 hours
corporate and credit relationship management (Training)
Training Institute:
DC Gardner
Date Attended:
October 2012
Duration:
16 hours
senior corporate credit analysis with Modeling (Training)
Training Institute:
DC Gardner
Date Attended:
October 2012
Duration:
16 hours
MBA (Certificate)
Date Attended:
February 2014

Hobbies

  • sports mainly football, movies, camping
    Athlete of the year at school MVP and MIP awards with the University varsity football team Several trophies won with the school and university football teams