Branch Manager
Bharatiya Mahila Bank
Total years of experience :8 years, 2 Months
• Bringing new CASA business along with term deposit
• Managing a team of officers and entire branch
• Bringing new business of MSME, Home Loan, Personal Loan, Auto Loan and Education Loan
• Overseeing complete PSL business
• Managing credit of all RAC & MSME loans & monitoring operational jobs of same
• Imparting training for new employee in the branch
• Working towards achieving the monthly targets
• Identifying prospective customers in the market
• Achieving Branch target in all terms of business year after year
• Leading the branch like a leader and co-ordinating with entire organisation
• Overseeing cross selling of banking products to commercial clients, making forecasts, preparing budgets & motivating team for achieving area-wise value/volume targets
• Managing various credit operations; appraising proposals, conducting risk analysis and scrutinizing relevant documents before sanctioning loans
• Conceptualizing competent strategies with a view to penetrate new accounts and expanding existing ones for wide range of banking products/ services
• Monitoring client’s portfolio performance and rendering sustained advisory services for securing high ROI
• Analysing financial capabilities of HNI clients for providing them apt investment solutions, ensuring that the solutions provided carry the minimum investment risk
• Managing customer centric banking operations; ensuring maintenance of highest service standards and delivering service to clients in minimum turn-around-time; monitoring clients’ portfolio performance, conducting profitability analysis, rendering sustained advisory services for securing high ROI and increasing retention levels
• Leading, training & monitoring team members to ensure efficiency in operations, especially in credit administration