Total Years of Experience: 12 Years, 3 Months
September 2014
To Present
Business Analyst
at aramco
Location :
Saudi Arabia - Khobar
-Reporting the Upstream cost figures per fields.
-Analyze the variance between the acual and plan cost.
-Study and explain the Upstream cost performance.
-Financial representative for the Upstream.
-Analyze the variance between the acual and plan cost.
-Study and explain the Upstream cost performance.
-Financial representative for the Upstream.
May 2014
To September 2014
Relationship Manager
at Arab National Bank
Location :
Saudi Arabia - Khobar
To manage and enhance the existing commercial portfolio and solicit acceptable new relationships in order to meet the pre-set financial non-financial objectives.
Establish new borrowing relationships for Business Banking (SME), preparing the required credit and financial analysis as per the bank policies and procedures to enhance the bank’s market share.
Spread and analyze financial statements, preparation of credit application, documentation & post-sanction monitoring through periodic account review/renewal.
Manage the existing loan portfolio to ensure establishment of appropriate account plans, recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to an acceptable levels.
Develop and maintain strong working relations with all existing clients at key levels to optimize the utilization of approved facilities.
Implement and maintain complete control aspects i.e. financial analysis of statements of accounts, documentation, and periodical client visits call reports.
Small Medium customers with sales turnover up to SAR 80 Million
Establish new borrowing relationships for Business Banking (SME), preparing the required credit and financial analysis as per the bank policies and procedures to enhance the bank’s market share.
Spread and analyze financial statements, preparation of credit application, documentation & post-sanction monitoring through periodic account review/renewal.
Manage the existing loan portfolio to ensure establishment of appropriate account plans, recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to an acceptable levels.
Develop and maintain strong working relations with all existing clients at key levels to optimize the utilization of approved facilities.
Implement and maintain complete control aspects i.e. financial analysis of statements of accounts, documentation, and periodical client visits call reports.
Small Medium customers with sales turnover up to SAR 80 Million
April 2013
To May 2014
Treasury business support
at Alinma Bank
Location :
Saudi Arabia - Riyadh
✓ Management reporting function produces daily, monthly, quarterly and year-end financial statements.
✓ Evaluates financial performance.
✓ Analysis of account balances.
✓ Managing and forecasting the cash flow.
✓ Coordinate with outside parties.
✓ Risk management and control.
✓ Financial Market analysis.
✓ Managing SAMA Liquidity Ratios.
✓ Testing new treasury products before becoming in production.
✓ Evaluates financial performance.
✓ Analysis of account balances.
✓ Managing and forecasting the cash flow.
✓ Coordinate with outside parties.
✓ Risk management and control.
✓ Financial Market analysis.
✓ Managing SAMA Liquidity Ratios.
✓ Testing new treasury products before becoming in production.
May 2012
To August 2012
Financial Analyst
at SABIC-IBNSINA
Location :
Saudi Arabia - Jubail
Established a manual of procedures for the reports produced by the finance departments.
Established a new financial model that showed the company financial position among its benchmarks.
Management reporting function produces monthly, quarterly and year-end financial statements.
Evaluates financial performance.
Analysis of account balances.
Forecasting the cash flow.
Coordinate with outside parties (SIDF, Audit of Bureau...).
Established a new financial model that showed the company financial position among its benchmarks.
Management reporting function produces monthly, quarterly and year-end financial statements.
Evaluates financial performance.
Analysis of account balances.
Forecasting the cash flow.
Coordinate with outside parties (SIDF, Audit of Bureau...).
July 2010
To January 2011
Trainee
at CAPITAL MARKET AUTHORITY
Location :
Saudi Arabia - Riyadh
The Inspection Department is responsible for carrying out comprehensive on-site inspections of Authorised Persons by implementing a combination of compliance-based and risk-based inspection programs and methodologies to ensure compliance with the Capital Market Law and its Implementing Regulations.
The on-site inspections programs used in preliminary, routine, cause, follow-up and commencement of business inspections have been designed to, among others, achieve the following:-
1-Foster sound business practices by way of having and adopting effective internal controls and risk management policies & procedures at the Authorized Persons;
2-Assess the level of compliance of Authorized Persons with the Capital Market Law and its Implementing Regulations;
3-Evaluate the soundness of the design and operation of Authorized Persons’ existing internal controls and identify areas deemed to be vulnerable to potential fraud and abuse so they can be addressed proactively;
4-Promote self-regulation in Authorized Persons and cultivate a culture of compliance and risk management.
The on-site inspections programs used in preliminary, routine, cause, follow-up and commencement of business inspections have been designed to, among others, achieve the following:-
1-Foster sound business practices by way of having and adopting effective internal controls and risk management policies & procedures at the Authorized Persons;
2-Assess the level of compliance of Authorized Persons with the Capital Market Law and its Implementing Regulations;
3-Evaluate the soundness of the design and operation of Authorized Persons’ existing internal controls and identify areas deemed to be vulnerable to potential fraud and abuse so they can be addressed proactively;
4-Promote self-regulation in Authorized Persons and cultivate a culture of compliance and risk management.
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