Senior AVP
Allied Bank of Pakistan Ltd
Total years of experience :38 years, 5 Months
Allied Bank of Pakistan Ltd, Dec 1985 - Until date
Karachi, Pakistan.
Current Assignments
Currently posted with the Risk Management Group as AVP.
I carry the following Portfolios:
♦ Credit Administration & Vigilance.
Pledge Management
♦ Office Administration.
♦ Documentation & Issuance of DAC.
♦ Credit Information Bureau.
♦ Manage Credit Information Systems.
♦ Also work on Revision of Credit Application & other Formats/ Borrower's Fact Sheet
♦ Formats based on State Bank of Pakistan Prudential Regulations and Credit Policy.
♦ Classification of Advances (Non-Performing Loans) and Notifying early Warning Signals
i.e, Watch List Accounts.
Previous Assignments
Having gone through the successful initial training in 1985, I was posted in the Credit Division (Project Finance Deptt), where I continued to perform in various capacities as Officer Grade III, II, I and Manager having following Assignments:
♦ Studied, analyzed the proposals and prepared office notes for sanction / disbursement / re-structuring & re-scheduling / legal action / advocate Fee etc.
♦ Internal as well as External follow-ups.
♦ Attended meetings with Borrowers, Lead Banks, Advocates, and Official Liquidators etc.
♦ Signed Vakalatnama's / Powers of Attorney / Affidavits etc on behalf of the Bank.
♦ Prepared papers for General as well as Board Meetings.
Vigilance & Documentation / Credit Administration
Classification of Advances & M IS
Office Administration
Credit Analysis & Syndicate Financing
Liasion with Advocates / Clients/ Others
Collection & Recovery
Preparation of Notices / Agenda/ Minutes of meeting
Work on Policies etc
♦ MBA in Finance 2007
♦ Special Certificate Course from Institute of Bankers. 2007
♦ Diploma in Banking From Institute of Bankers, Pakistan ( DAIBP) 1996
♦ Bachelors of Law (L.L.B) 1987
♦ Bachelors of Commerce (B. Com) 1982 PROFESSIONAL COURSES