Operations Manager
Commercial Bank International
Total years of experience :24 years, 8 Months
Control and Governance Unit
Business Control and Governance Unit
Operations
To manage operational functions and enforce compliance with Bank’s policies and procedures. Reporting to the Branch Manager, play the role of an active Manager on a daily basis and have been approved the special rights as the branch manager in the absence of the actual manager.
OPERATION
• Responsible for managing the overal day- to - day operations of the branch, staff development and customer satisfaction.
• Responsible for insuring implimentation all bank policies and procedures.peration.
• Review and reconcile transactions in all the suspense accounts including clearing suspense, sundry debtors, sundry creditors.
• Verifying and validating of daily transactions performed at the branch (both financial & non-financial).
• Review of SAMS transactions to ensure there are no Mony Laundering concerns.
• Manage and control systems for the business unit to ensure compliance and control against fraud.
• Manage and develop the team and individual staff to ensure required levels of competence, productivity and staff motovation.
• Ensure to deliver consistently high level of customer service and effectively deal with the customer queries in order to maintain high degree of customer satisfaction
• Cost reducttion.
• BranchManagment, teller operation, monitoring and In-charge of staff conduct at the branch.
TRADE FINANCE CENTER (TFC) (SUPERVISER)
01.04.2006 to 06.07.2007
CREDIT GROUP ( CREDIT OFFICER)
Credit Administration unit
Monitoring and Follow-up of Credit Portfolio
• Monitoring of Casual Overdrafts / Overdraft excesses .
• Early Warning - Identify problem accounts with past due ore than 30 days & below 30 days and advise Branches to take immediate steps to get the accounts regularized/avoid them becoming non-performing assets.
Management & Control
• Classifying of accounts on consultation with the Branches/Relationship Manager’s as per Basel II guidelines towards reduction of Credit risk.
• Provisioning for Bad & Doubtful debt portfolio via Cash-flow analysis based on IAS-39.
Credit Analyst.(Corporate Division)
Analysis of Credit Proposals for Corporate Customers such as Commercial Products (Overdraft, LBD, T/R, Loans, Letter of Credit, Letter of Guarantees, etc.).
Financial Analysis includes scrutinizing Financial statements: Balance Sheet, Cash Flow & Income Statement (sensitivity & Ratio Analysis) and Feasibility Studies for new and start up companies
Deposits Controller
Responsibilities included cash deposit & withdraws.
Accounting Department
• Monitoring and checking all entries of the branch.
• Preparing bank reconciliation .
• Preparing all entreis of the daily expenses .
• Performing other related duties as recuired.
Commercial Deapartment
Cheques collection, Transfers, L/G’s issuance, L/C’s issuance, L/C’s amendment, Payment of sight LC, Draft ecceptance, Draft settlement, Discrepancies acceptence and rejection, increase cash margin, shipping guarantee and delivary order and other related duties as required.
verry good
Finance and Banking