CEO
Arabian Tayseer finance Company
Total years of experience :33 years, 6 Months
Gives direction to the fulfillment of the company’s goals, mission, vision, philosophy and objectives through pivotal activities like financial and risks management, human resource management, maintaining company’s image in the community, shareholders and the media.
Duties and Responsibilities
• Develops and monitors strategies for ensuring the long-term financial viability of the organization.
• Creates annual operating plans that support strategic direction set by the board and correlate with annual operating budgets; submits annual plans to the board for approval.
• Makes sure that the board members have sufficient information.
• Manages human and other physical resources.
• Makes sure that the development of priority plans, performance measurements, management controls and critical success factors happen on a timely basis.
• Reviews plans and budgets as part of planning and budgeting cycle and presents the same to the Board of Directors.
• Develops and approves policy recommendations to the board.
• Prepares an agenda for meeting with board of members on the prime issues concerning the organization, its opportunities and priorities.
• Works with the Board to enable the Board to fulfill its governance functions and facilitates the optimum performance by the Board and its committees.
• Assures the filing of all legal and regulatory documents and monitors compliance with relevant laws and regulations.
Reporting to Retail Head responsible for :
Plan, organize direct and control retail banking activities and resources in order to meet retail banking objectives.
Assess, analyze, define, recommend implement and follow up market intelligence, and marketing plans in order to meet retail banking strategic objectives.
Identify customer needs initiate action and follow up in order to meet customer expectations.
Identify training needs recommend guide rotate monitor and follow up in order to improve staff competencies.
Direct and follow up with BMs on implementing of audit comments in order to avoid repeated criticism.
Identify and assess a new locations of branches and ATM’s.
This company is active of consumer and corporate finance in eastern region of Saudi Arabia. I am responsible for:
• Achieve company target develop appropriate strategies & Business plan.
• Improve the credit approval and re-engineer processes to increase sales.
• Create and re-design the Consumer credit products.
• Improve the collection technique.
• Increase sales with partners.
My main Achievement
• Establish the balanced score card to monitor the performance.
• Increase the portfolio by 96%.
• Increase the cars sales by 72% and Home appliances by 31%.
• Reduce default rate to 1.8%.
• Improve the efficiency by 33% (re-engineering the process).
• Design and deploy a new credit system.
This department was handling approval and processing the loans for all branches.
• Loans approval and processing.
• Reschedule and skip payment requests.
• Accounts maintenance and portfolio monitor.
• MIS department and products development.
My main Achievement
• Increase the portfolio by 105% within 24 months.
• Increase the productivity with (less head count of 18%) by 91% in the approval unit and 48% in the loans processing unit.
• Established the six sigma quality ratio to insure the continuity of quality improvement.
• Achieve a highest record in booking ( 125 loans) since department established after one month of joining.
• Reach an increase of approval and booking to reach (282, 235 ) as the highest record.
• Participate in developing a new IT system for approving and processing consumers’ loans.
• Reduce fraud Application by 82%.
• Introduce a new help desk to improve the communications and solve issues.
• Manage the joining of Saudi Credit Bureau.
Branch Manager
The bank was looking that time to increase the retail business in the area and has only one branch with one lobby ATM and the branch was in loss. I was responsible for:
• Manage Branch activities to achieve branch targets.
• Develop branch business through achieving its target on assets and liabilities.
• Improve branch's customer base by targeting desired segment.
• Opening a new branch.
• Expand the bank’s ATM network in Al Hassa area.
• Identify and conclude business reputable first party customer of consumer lending.
• Introduce a new corporate customer.
• Manage the three branches in the area.
My main achievement
• Improve branch's profitability and to become the 2nd branch in the Eastern region ( 10 branches in the region) with in four year.
• Increase the bank ATM's to 9 from one.
• Reach the break even point after six months from opening the new branch.
• Increase the loans portfolio to reach SR 80MM from SR150K.
• Increase the deposit by 400% with in four years.
Branch Manager
I joined SABB as management trainee program with extensive a training for six months and I work during the program in below departments:
1- Trade service unit (LC, LG and Collections).
2- Branches operations.
3- Corporate Banking.
Mubarraz Branch Manager
• Handled most daily branch operations and trained all new employees.
• Increase the branch income by 35% per annum.
• Double the deposit with in three years.
3.7 / 4