FAROOQ AHMAD, Relationship officer commercial & corporate banking

FAROOQ AHMAD

Relationship officer commercial & corporate banking

RAK bank

Location
United Arab Emirates - Dubai
Education
Bachelor's degree, BCOM IT
Experience
19 years, 1 Months

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Work Experience

Total years of experience :19 years, 1 Months

Relationship officer commercial & corporate banking at RAK bank
  • United Arab Emirates - Dubai
  • My current job since May 2017

Asset backed finance

Relationship Officer (SME-Commerial) at Abu Dhabi Islamic Bank
  • United Arab Emirates - Dubai
  • September 2015 to April 2017

Business Banking

Conultant at Metlife
  • United Arab Emirates - Dubai
  • September 2014 to September 2015

Corporate Sales
Provide serivces to companies
And small medium group

Business Development Officer / RM at Silk Bank Ltd
  • Pakistan - Lahore
  • August 2008 to July 2014

Significant Highlights:
 Honor of being the Best Performer in Silk bank in terms of booking or new borrowing accounts with total limit of 300 MN of secured and unsecured. Awarded with the performers.
 Played a stellar role in generating banking income from Fees, Utilization, etc. Instrumental in sourcing of new business as a result of maintaining healthy customer relationship.
 Efficiently initiated Credit Application including all relevant information highlighting associated risks and mitigates.
 Maintaining every sales opportunity by promoting the highest standards of customer care and recognizing potential and training opportunities & supporting coaching team managers to reach their full potential.
 Prepared facility structure keeping in view the requirement of the client and their credit worthiness.
 Responsible for replying to credit queries regarding the proposals.
 Successfully managed the process of conducting renewals of facilities of the existing clients.
 Effectively tracked the weekly past dues and pursued clients in this regard.
 Pivotal in monitoring monthly utilization of Funded/Non Funded lines and reporting to RSM.

Business development Executive at Standard Chartered Bank
  • Pakistan - Lahore
  • March 2005 to July 2008

Significant Highlights:
 Deftly organized promotional programmers to improve sales & attain set goals in sales.
 Demonstrated business excellence in booking 150 MN plus SME loans and was awarded with the Performer of award every year.
 Monitoring and controlling sale standards of business including customer care, effective planning, staff training and development, and time management
 Successfully applied various methods to accomplish targets on monthly, quarterly and yearly basis.
 Stellar role in initiating Credit Application including all relevant information highlighting associated risks and mitigates.
 Prepared loan products in line the requirement of the client and their credit worthiness.
 Attended transactions (Referral & Inward Clearing) on the system in the absence of the ASM

Education

Bachelor's degree, BCOM IT
  • at Punjab University
  • March 2004

Bachelors of commerce

Specialties & Skills

SME management
Commercial Banking
consumer banking
Mortgage
Banking
Computer
Mortgage
Mortgage Process or Legal
SME Banking
Commercial banking

Languages

English
Expert

Training and Certifications

computer Hardwear & Softwear (Certificate)
Date Attended:
February 2000
Valid Until:
March 2000

Hobbies

  • Computer and Cricket
    create new ideas or target the specify area who can help me to improve myself as professional or in career.