Md Ibtihaj, Sr Credit/RiskAnalyst

Md Ibtihaj

Sr Credit/RiskAnalyst

Converge (Arrow Electronics)

Location
India - Bengaluru
Education
High school or equivalent,
Experience
0 years, 0 Months

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Sr Credit/RiskAnalyst at Converge (Arrow Electronics)
  • India
  • My current job since May 2009

I have 15+ years of experience in the field of Finance/accounting/Business operations and now specialized in credit and risk analysis. I have been able to set up a good rapport and relationship with my clients via good email/communication and listening skills since my job is critical to our AR books which requires rigorous follow ups and aggressive on the outstanding debt collection/Annual financial data assortment part which can hinder relationships within company's sales force and the buyers. To avoid getting into these circumstances I have been able to incorporate assertive conduct skills and bridge between the sales and the client AP side, since our task commences aftersales wherein, we have a different challenge altogether and much of the company’s financial stress depends on our accountability.

I have been able to successfully work on many projects and implementing them which have saved an agent’s time and conserves much of financial stress on the company’s part. I was successfully able to take part in various internal training (personal/professional) development programmers which helped me complete business continuity programs in Singapore, Malaysia, Taiwan, South Korea, UAE, Vietnam, Thailand, and Sri Lanka.

Senior Executive Collection at Tesco Service Center
  • India
  • October 2008 to June 2009

Collecting on High value account with a portfolio of 30 Million for
Business-to-Business Customers
⇒work on Rebates and Short rates on a daily basis and send the same
to customers
⇒Processing billing issues, credit/rebilling of invoices
⇒Tracking invoicing issues on a daily basis with reference to EDI,
Registered mail and E-invoicing.
⇒Work on exhausting PO’s and Contracts, to avoid unbilled and unaccrued
invoices

Sr Executive at IBM Indi
  • India
  • May 2007 to May 2008

Resolving customer disputes and coordinating with sales with reference
to billing, contractual issues, Rate, currency variation, canceled accounts,
payment plans premium/quality.
SKILLS
⇒Have firsthand experience on
working ERP based UI’s like SAP,
Oracle, Tally.
⇒Generating reports using MS
Excel, MS PowerApps
⇒SAP user interface/Oracle 9i
and 11i
⇒Advanced Communication &
Presentation Skills
AWARDS
⇒Team Building Essentials
⇒Call Taker Excellence (CTE)
⇒Automation of invoicing
⇒Streamiling credit rebill via
VSM
⇒Achieving collection targets

  • June 2005 to February 2007

Collecting on the high dollar accounts, and supporting sales reps to
resolve disputes.
⇒Do Credit evaluation for new customers
⇒Support sales team in Germany and Singapore to set up business
Update the procedure manual on a regular basis.
Genpact (GE Capital International Services), Bangalore —Sr
Executive AR and Dispute management

Education

High school or equivalent,
  • at St. Aloysius High SchoolSecondary School
  • April 2022

,

High school or equivalent, Physics and Mathematics
  • at Al-Ameen pre university college
  • April 2022

,

Bachelor's degree, Science
  • at Govt Science College
  • April 2022

Master's degree, Sales &Operations
  • at National Institute of Managemen
  • April 2022

MBA in Business operations/Marketing

Specialties & Skills

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Languages

English
Expert
Hindi
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Punjabi
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Hobbies

  • bicycling