Muhamed Shala

Works as **CTO and Financial Analyst**, supporting both technology-related operations and financial analysis processes. Assists in reviewing financial data, credit-related documentation, internal workflows, reporting, and operational improvements. Contributes to technology coordination, process optimization, internal system support, and business development.

Also designed and developed a **web-based loan and payment management syst for agents, enabling them to manage clients, loans, payments, documentation, reporting, and daily operational tasks within one centralized online platform.

Managed strategic negotiation, stakeholder relations, business development, operational leadership, strategic planning, deal structuring, shareholder value creation, industry advocacy, and financial oversight.

Founded and managed a digital marketing and business growth company. Led lead generation, campaign management, social media advertising, team management, negotiation, sales, B2B communication, cold calling, SaaS, SEO, AI-based tools, and client communication