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suhaib Omar, Relationship manager- SME's

suhaib Omar

Relationship manager- SME's·Capital bank of Jordan

Jordan

Bachelor's degree, Finance and Banking Science

Work experience

Total years of experience: 18 years, 3 months

Relationship manager- SME's

May 2015 - Present

Capital bank of Jordan

Amman, Jordan

May 2015 - Present

• Preparation of the credit proposals and memos for clients in accordance with the bank's polices and regulatory framework.
• Analyses the client’s financial statements to assess the credit risk for the client and ensure that the credit quality of the portfolio is not compromised.
• Meets potential new clients and spends substantial time on new business development.
• Monitors financial health of the clients.
• Analyzes and target opportunities to increase share of wallet.
• Achieve the Targets set in terms of product mix.
• Follow up & contribute to the efficient processing of the day-to-day operations in order to ensure the quality of service provided.
• Work closely with other supporting divisions and operations in order to build a one team spirit and to maximize the efficiency.
• Monitor/manage on regular basis of all assigned accounts. Availment under approved lines.
• Monitor and follow-up the overall utilization of extended credit facilities.
• Effectively monitor outstanding and disbursements of limits under assigned portfolio.
• Contacting and meeting the clients to discuss the required facilities along with all required documentation & evaluates the client financial status and its associated risks in order to finalize the proposals & structure the best financing method based on the collected information & the company overall

Company industry:
Banking
Job role:
Banking

Assistant Relationship Manager- SME’s

February 2013 - April 2015

bank of jordan

Amman, Jordan

February 2013 - April 2015

Market and sell a full range of financial services rendered by the bank to a different and wide range of client which includes cash management, investment, trade, treasury, investment, insurance, loan and etc to cater for business segment.
• Achieving the bank budget through acquiring new accounts, growing and maintaining assigned portfolio of business customers.
• Maintain and build a portfolio of clients with a balance on risk and business.
• Business development among corporate clients to understand their needs and concerns.
• Manage all kind of communication and interactions with corporate clients and ensure customer satisfaction.
• Carry out performance, development and competency appraisals of immediate staff in accordance with prescribed policies and procedures and time scales adopted by the bank.
• Rendering financial advisory to different inves

Company industry:
Banking
Job role:
Banking

Credit operation officer

March 2007 - January 2012

bank Al Etihad

Amman, Jordan

March 2007 - January 2012

Credit Administration Officer

Company industry:
Banking
Job role:
Administration

Education

Zarqa Private University

June 2006

June 2006

Bachelor's degree, Finance and Banking Science

Jordan

GPA (percentage): 75%

GPA (percentage): 75%

Skills

Bank Relationship Management
Expert
Bank Relationship Management
Expert
Credit Administration
Expert
Credit Administration
Expert
Credit Analysis
Expert
Credit Analysis
Expert
Credit
Expert
Credit
Expert
Computer skills in Microsoft office applications
Expert
Computer skills in Microsoft office applications
Expert
Professional Certification in Credit Risk Management
Intermediate
Professional Certification in Credit Risk Management
Intermediate
Financial Analysis
Intermediate
Financial Analysis
Intermediate
Bank Relationship Management
Expert
Bank Relationship Management
Expert
Credit Administration
Expert
Credit Administration
Expert
Credit Analysis
Expert
Credit Analysis
Expert
Credit
Expert
Credit
Expert

Languages

English
Intermediate

Training and Certifications

Certifications
Professional Diploma in Bank Credit Specialist
Institute of Banking Studies, Jordan
Feb 2010 - Apr 2010
Professional Certification in Credit Risk Management
Talal Abu-Ghazaleh Finance and Banking Academy, Jordan
Dec 2007 - Dec 2007
The osool of the Institute for Training and Consulting
Financial Analysis by using computer/excel
Apr 2008 - Apr 2008
Professional Certification in Basel II ( Standardized Approach – Credit)
The Arab Academy for Banking and Finance Science, Jordan
Sep 2009 - Sep 2009
Professional Certification in Credit Risk Analysis
Talal Abu-Ghazaleh Finance and Banking Academy
Jan 2008 - Jan 2008