فلادو سفيتكوفسكي

.

HALKBANK AD. SKOPJE
Director of Alternative Distribution Channels and Payment systems (2007 - Present)

• Responsible for Developing, Marketing and Sales existing and new Banking Products
• Trainer for Cross selling tactics

DINERS CLUB International
Head of Issuing and Risk Department (1997 - 2005)
• Responsible for issuing, creating new products and Co-Branding
• Responsible for Risk issues regarding Cards and POS

• 14 years of experience in Management and supervision in Banking Sector
• Developing new services and products, related to card payment systems, alternative
distribution channels and retail products
• Experience in Cards Payment System (issuing and acquiring business with
MasterCard, VISA and Diners Club International)
• Expert in e-commerce, internet marketing and developing alternative schemes of payment
• Project manager of the biggest project in Macedonia for establishing in-house
processing centre (MasterCard and VISA), which successfully finished without iterations
• Lecturer for internet marketing in private universities in Macedonia
• Strong commitment, vision and leadership